Small Farmers Development Dividend Approved at its 24th AGM

11th January 2026, Kathmandu

Small Farmers Development Dividend has been officially approved as Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited successfully concluded its 24th Annual General Meeting (AGM). The AGM was held on Poush 25, 2082 (January 9, 2026), under the chairmanship of Board Chairperson Khem Bahadur Pathak at Karki Banquet, Babarmahal, Kathmandu.

Small Farmers Development Dividend

The meeting passed several key resolutions, including dividend distribution, approval of financial statements, and a review of the institution’s performance and long-term mission. The approval of dividends and the disclosure of strong financial indicators highlight the institution’s stable performance and continued commitment to rural economic development in Nepal.

Dividend Distribution Approved by Shareholders

A major outcome of the AGM was the formal approval of the dividend proposal for the fiscal year 2081/82. Following the recommendation of the Board of Directors, the shareholders passed a resolution to distribute a total dividend of 15 percent to its investors.

The dividend structure consists of:

Bonus Shares: 14.25 percent of the current paid-up capital.

Cash Dividend: 0.75 percent, specifically allocated to cover the tax obligations arising from the bonus and cash distributions.

The Small Farmers Development Dividend reflects the institution’s profitability and its ongoing strategy to reward shareholders while simultaneously strengthening its internal capital base to support future lending expansion.

Strong Financial Performance in FY 2081/82

During the assembly, Sana Kisan Bikas Laghubitta presented a detailed report on its financial health for the fiscal year ending Ashadh 2082. The institution reported a net profit of NPR 875,006,000, showcasing robust operational efficiency even amidst a challenging economic environment.

Key financial metrics presented at the meeting included:

Total Assets: NPR 41.50 billion.

Paid-up Capital: NPR 4.31 billion.

Earnings Per Share (EPS): NPR 20.29.

Net Worth Per Share: NPR 239.38.

Capital Adequacy Ratio: 16.62 percent.

The AGM unanimously approved the annual report, balance sheet, and profit and loss statements, confirming the transparency and accuracy of the bank’s financial disclosures.

Commitment to Rural Poverty Alleviation

Speaking at the AGM, Chairperson Khem Bahadur Pathak reaffirmed the institution’s long-standing commitment to poverty alleviation. He emphasized that the primary mission remains the upliftment of poor and marginalized farmers in remote areas, which he described as the backbone of the national economy.

The institution’s strategy involves:

Sectoral Support: Targeted funding for livestock farming, dairy production, and vegetable cultivation.

Enterprise Development: Encouraging small-scale micro-enterprises to create local employment.

Sustainability: Strengthening the institutional framework to ensure services remain available for the long term.

Focus on Entrepreneurship and Inclusion

Chief Executive Officer Basu Adhikari highlighted that the institution has shifted its focus toward promoting active entrepreneurship. By moving beyond traditional credit, the bank is now prioritizing programs that empower youth and women through technical training and market linkages. The CEO reiterated that the organization would continue to work closely with the Government of Nepal and international development partners, such as the Asian Development Bank (ADB), to expand inclusive financial programs.

Nationwide Outreach and Social Impact

Sana Kisan Bikas Laghubitta maintains an unparalleled reach in the Nepalese microfinance sector. It currently operates in all 77 districts of Nepal, serving through a network of 1,463 partner institutions across 546 local levels.

The social impact of the institution is reflected in its diverse beneficiary base:

Total Households Served: 941,731.

Gender Inclusion: 82 percent of all members are women.

Community Representation: 10.92 percent Dalit and 42.21 percent Janajati members.

The affiliated cooperatives have managed to mobilize internal capital worth NPR 88.84 billion, demonstrating the success of the “Small Farmer” model in fostering local savings and self-reliance.

Agricultural Credit and Production Support

The institution has played a pivotal role in Nepal’s agricultural self-sufficiency. Over the last 15 years, it has facilitated livestock loans worth NPR 43.80 billion to over 285,000 farmers and vegetable farming loans totaling NPR 3.09 billion. These investments have resulted in the cultivation of over 10,000 bighas of land and the rearing of 1.77 million livestock, contributing billions of rupees to the national GDP annually in the form of meat, dairy, and produce.

Conclusion

Small Farmers Development Dividend approval at the 24th AGM of Sana Kisan Bikas Laghubitta reflects strong financial performance, effective governance, and a clear social mission. With consistent profitability, wide national outreach, and a firm focus on rural empowerment, the institution continues to play a vital role in Nepal’s microfinance and agricultural development landscape.

For More: Small Farmers Development Dividend