Nepal Life Capital Opens Investment Plan Units
18th January 2026, Kathmandu
Nepal Life Capital Limited has officially opened the unit sale of the Nepal Life Prosperity Investment Plan, known as the Nepal Life Samriddhi Lagani Yojana. This closed-ended collective investment scheme is the first mutual fund product under the Nepal Life Mutual Fund banner. The public offering commenced on Sunday, Magh 4, 2082 (January 18, 2026), marking a significant expansion of Nepal Life’s footprint in the domestic capital market.
Nepal Life Capital Opens Investment
The scheme has been issued with a total volume of 16 crore units at a face value of 10 NPR per unit, making the total fund size 160 crore NPR. As a 10-year closed-ended investment plan, it is specifically tailored for long-term investors seeking stable returns through professional fund management and a diversified portfolio strategy.
Allocation and Reservation of Units
In accordance with the collective investment regulations set by the Securities Board of Nepal (SEBON), the fund allocation is divided between institutional promoters and the general public. Out of the 16 crore units available:
14 percent (2.24 crore units): Allocated to the plan promoter, Nepal Life Insurance Company Limited.
1 percent (16 lakh units): Reserved for the fund manager, Nepal Life Capital Limited.
85 percent (13.6 crore units): Available for public subscription, including individual and institutional investors.
The subscription window is currently open and is scheduled to close as early as Magh 8, 2082. If the issue is not fully subscribed by then, the deadline may be extended to Magh 18, 2082. Prospective investors can apply for a minimum of 100 units (requiring an investment of 1,000 NPR) and a maximum of 1.6 crore units.
How to Apply via Mero Share and C-ASBA
To ensure widespread accessibility and transparency, Nepal Life Capital has integrated the application process with existing digital financial infrastructure. Investors can submit their applications through any ASBA-approved bank or financial institution across the 77 districts of Nepal.
For those preferring a digital experience, the plan supports applications via the ‘Mero Share’ platform provided by CDS and Clearing Limited. To apply online, users must log in to their Mero Share account, navigate to the “My ASBA” section, select the “Nepal Life Samriddhi Lagani Yojana” from the list of current issues, and enter their desired number of units along with their C-ASBA Registration Number (CRN).
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Investment Strategy and Market Benefits
The Nepal Life Prosperity Investment Plan is designed to deliver consistent capital growth by pooling small savings into a large, professionally managed corpus. This fund will be invested in a diversified mix of registered securities, including:
Equity shares of companies listed on the Nepal Stock Exchange (NEPSE).
Fixed-income instruments such as debentures and government bonds.
Money market instruments and bank deposits.
As a closed-ended scheme, the fund offers a high degree of stability to the fund manager. Unlike open-ended funds where investors can redeem units at any time, the capital in this 10-year plan remains fixed for the duration. This allows Nepal Life Capital to make long-term investment decisions in high-potential sectors without the constant pressure of daily cash outflows. Investors, however, can still maintain liquidity by trading their units on the secondary market after they are listed on the NEPSE.
Safety and Management Quality Ratings
Prior to the launch, the Nepal Life Prosperity Investment Plan underwent a rigorous credit and management assessment. ICRA Nepal assigned a “Quality Rating 3” to the fund manager, Nepal Life Capital Limited, indicating an adequate level of management quality. Furthermore, the scheme itself has received an “AA- (amc)” rating, reflecting a high degree of safety regarding the timely servicing of financial obligations and the quality of the underlying assets.
Nepal Life Insurance Company Limited, the fund’s promoter, brings its immense financial strength to the plan. With an investment fund exceeding 200 billion NPR and a history of serving over 3.3 million policyholders, the promoter’s involvement provides a layer of institutional trust for first-time mutual fund investors.
Conclusion
The launch of the Nepal Life Prosperity Investment Plan represents a major opportunity for investors in Nepal to participate in a regulated, professionally managed investment vehicle. By offering a structured path to wealth creation with a low entry barrier of 1,000 NPR, Nepal Life Capital is helping to democratize the capital market. As the subscription window is relatively short, interested parties are encouraged to verify their Demat and CRN details early to avoid last-minute technical hurdles.
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