Manjushree Finance Interest Rates Update for Deposits
16th March 2026, Kathmandu
Manjushree Finance Limited has officially released an updated interest rate schedule for its fixed deposit products, effective from 1st Chaitra 2082 (March 15, 2026).
Manjushree Finance Interest Rates
As a key player in Nepal’s non-banking financial institution (NBFI) sector, Manjushree Finance continues to provide competitive avenues for both individual and institutional savers looking to balance liquidity with stable returns.
Individual Fixed Deposit Offerings
The updated rate structure for individuals is tiered based on tenure, allowing depositors to choose a timeframe that aligns with their financial goals.
- Short-Term (6 months to < 1 year): 3.00 percent per annum
- Mid-Term (1 year to < 2 years): 3.75 percent per annum
- Mid-Term (2 years to < 3 years): 4.00 percent per annum
- Long-Term (3 years to < 5 years): 4.50 percent per annum
- Extended-Term (5 years and above): 5.00 percent per annum
These rates are designed for retail customers seeking predictable income and a safe alternative to volatile market-based investments.
Institutional and Remittance-Specific Rates
Manjushree Finance provides a clear differentiation between standard institutional deposits and remittance-linked accounts, the latter of which are incentivized to support the inflow of foreign earnings.
Institutional Fixed Deposits:
Tailored for businesses and organizations, these rates offer a stable return for the management of surplus funds:
- 1 year to < 2 years: 2.75 percent
- 2 years to < 3 years: 3.00 percent
- 3 years to < 5 years: 3.50 percent
- 5 years and above: 4.00 percent
Remittance Fixed Deposits (FD):
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To encourage Non-Resident Nepalis (NRNs) to invest in the domestic economy, the remittance FD scheme offers the highest yields in the current portfolio:
- 6 months to < 1 year: 4.00 percent
- 1 year to < 2 years: 4.75 percent
- 2 years to < 3 years: 5.00 percent
- 3 years to < 5 years: 5.50 percent
- 5 years and above: 6.00 percent
Smart Recurring Deposit (RD) Scheme
Beyond fixed deposits, the finance company offers a “Smart Recurring Deposit” scheme for those who prefer to build their capital gradually. With an interest rate of up to 5.00 percent per annum, this product is highly recommended for students, salaried individuals, and small business owners who wish to establish a disciplined savings routine through monthly contributions.
Why Choose Manjushree Finance?
Manjushree Finance Limited operates under the regulatory oversight of the Nepal Rastra Bank (NRB). For depositors, this provides:
Financial Security: All deposit products are subject to the prudential norms set by the central bank.
Predictable Yields: Unlike equities or mutual funds, fixed deposits at Manjushree Finance offer guaranteed interest payments, which are vital for long-term financial planning.
Accessibility: With its corporate office in Thapathali, Kathmandu, and an expanding branch network, the company remains accessible to a broad demographic of savers.
Conclusion and Recommendations
The Chaitra 2082 interest rate update reaffirms Manjushree Finance’s commitment to mobilizing internal and remittance-based savings. For individuals, the 5.00 percent rate for long-term deposits serves as a competitive benchmark, while the 6.00 percent rate for remittance depositors remains a highly attractive option for those with ties to earnings from abroad.
Potential depositors are advised to visit the nearest Manjushree Finance branch to receive a personalized quote based on their specific deposit amount and tenure requirements.
For More: Manjushree Finance Interest Rates
