SALAPA Q3 Report FY 2082-083: Net Loss Shrinks as Bad Loans Drop Significantly

26th April 2026, Kathmandu

SALAPA BIKAS BANK LTD has released its unaudited financial report for the third quarter of the fiscal year 2082/83. The data reveals a promising trend for the regional development bank, highlighted by a sharp reduction in net losses and a substantial improvement in asset quality.

SALAPA Q3 Report FY 2082-083

Financial Recovery: Narrowing the Net Loss

During the first nine months of the current fiscal year (Shrawan to Chaitra), SALAPA BIKAS BANK LTD managed to reduce its net loss to Rs 3.19 million.

This is a notable improvement compared to the same period in the previous fiscal year (2081/82), where the bank recorded a loss of Rs 3.58 million.

This recovery is also reflected in the bank’s Earnings Per Share (EPS), which now stands at -Rs 0.81, improving from the previous year’s -Rs 1.36.

Core Revenue and Operational Efficiency

The bank’s core business operations showed healthy growth despite the overall negative bottom line:

Net Interest Income: Rose by 6.77%, reaching Rs 55.75 million.

Total Operating Income: Saw a boost of 7.70%, totaling Rs 63.39 million.

Advertisement

Impairment Charges: One of the most positive indicators was the drop in impairment charges, which fell from Rs 16.63 million to Rs 9.80 million, suggesting better risk management.

Key Highlights: Asset Quality and Capital Base

The most striking achievement for SALAPA BIKAS BANK LTD this quarter is the management of Non-Performing Loans (NPL).

Bad Loan Reduction: The NPL ratio fell from 6.92% to 3.35%, indicating the bank’s recovery efforts are yielding results.

Capital Growth: The bank’s paid-up capital increased by 49.25%, now standing at Rs 522.39 million.

Deposit and Lending: As of the end of Chaitra, the bank has successfully collected Rs 1.49 billion in deposits while maintaining a loan portfolio of Rs 1.19 billion.

Looking Ahead

While the distributable profit remains negative at Rs 16.59 million, the steady increase in interest income and the aggressive reduction of bad loans suggest that SALAPA BIKAS BANK LTD is on a path toward financial stability.

Investors and stakeholders will be closely watching if this momentum continues into the final quarter of the year.

For more: SALAPA Q3 Report FY 2082-083