MFIN and PUMORI Merged into a single PUMORI Banking Platform by Muktinath Bikas Bank

19th July 2026, Kathmandu

Muktinath Bikas Bank has officially issued an urgent notice to its customers regarding a major technological upgrade.

MFIN and PUMORI Merged

The prominent national level development bank has successfully completed the integration of its two separate core banking systems. The technical teams have merged the MFIN and PUMORI operating platforms into a single, unified PUMORI banking system to enhance overall service delivery.

This systematic migration represents a major step forward in the digital transformation journey of the financial institution. By consolidating its core infrastructure, the bank aims to eliminate operational redundancies and provide a more secure, robust, and stable financial environment for its growing customer base across Nepal.

Complete Migration of MFIN Accounts to the Unified System

The core banking system integration has directly impacted the management of customer databases. The bank has successfully executed the data migration process to ensure that all customer files are preserved accurately under the new digital framework.

The key changes resulting from the system integration include the following operational updates.

• Complete closure of the independent MFIN core banking database.
• Successful migration of all existing MFIN accounts to the centralized PUMORI platform.
• Standardization of account monitoring tools across all branches.
• Unified processing of financial transactions through a single system architecture.

As a result of this transition, all customer profiles, transaction history, and balance records are now managed exclusively through the upgraded PUMORI system, ensuring uniform data handling throughout the network.

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Essential Instructions for Affected Account Holders

To ensure absolute security and prevent any identity discrepancies following the database shift, Muktinath Bikas Bank has requested the active cooperation of its clients. Account holders previously using the MFIN platform are advised to verify their details under the new system setup.

Customers who require specific information regarding their migrated accounts should follow these guidelines.

• Physically visit the nearest Muktinath Bikas Bank branch location.
• Carry their original official identification documents for verification purposes.
• Consult with a customer service representative to update or confirm account details.
• Request new account information or operational updates if necessary.

The mandate to present original identification ensures that client financial data remains fully protected against unauthorized access during the final verification stages of the system transition.

Official Statement on Customer Convenience and Future Service Standards

The management of Muktinath Bikas Bank has expressed its sincere apologies for any temporary inconvenience or operational delays that customers might experience during this massive system overhaul. Major core banking upgrades often require brief adjustment periods as local branch systems synchronize completely.

The long term strategic goals behind this massive infrastructure integration focus on the following service improvements.

• Delivering a highly efficient and streamlined modern banking experience.
• Reducing transaction processing times across both counter and digital channels.
• Enhancing data security measures to protect consumer assets.
• Providing a smoother interface for future digital banking product rollouts.

With the single PUMORI platform now fully active, the bank is well positioned to offer faster, more reliable, and unified financial services, reinforcing its stance as a customer centric institution dedicated to technological excellence.

For More: MFIN and PUMORI Merged