Reliable Nepal Life Insurance Limited Published Unaudited Financial Results for Fiscal Year 2025/26

14th August 2026, Kathmandu

Reliable Nepal Life Insurance Limited, a prominent life insurance provider in Nepal, has published its unaudited financial results for the fourth quarter of fiscal year 2025/26.

Reliable Nepal Financial Results

The financial disclosure highlights encouraging growth across core business operations, strong premium income expansion, and stable bottom-line profitability.

Growth in Net Profit and Earnings Per Share

The fourth-quarter financial statement details positive performance in company earnings during the fiscal year:

• The company posted a net profit of Rupees 58.26 crore for fiscal year 2025/26.
• This reflects a steady increase compared to the net profit of Rupees 57.01 crore reported in the previous fiscal year.
• Annualized earnings per share increased to Rupees 11.21, up from Rupees 10.97 in the preceding year.

Significant Expansion in Insurance Premium Collections and Total Income

Core underwriting business lines and overall revenue streams recorded strong growth:

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• Net Insurance Premium Income: Net premium earnings rose by over 25 percent to reach Rupees 6.32 billion, up from Rupees 5.03 billion in the prior fiscal year.
• Investment and Other Income: Revenue from investments, loans, and other financial sources increased by 3.12 percent to reach Rupees 1.47 billion, compared to Rupees 1.43 billion previously.
• Total Income Growth: Total revenue generated by the life insurer climbed to Rupees 7.84 billion, up from Rupees 6.22 billion recorded a year earlier.

Life Insurance Fund, Capital Base, and Reserves

Reliable Nepal Life Insurance maintained a solid balance sheet structure while expanding its core asset base:

• Life Insurance Fund: The core life insurance fund expanded substantially, rising from Rupees 13.58 billion to Rupees 17.93 billion during the review period.
• Paid-Up Capital: The paid-up capital of the company stood at Rupees 5.20 billion.
• Catastrophe Reserve: The catastrophe reserve increased to Rupees 28.74 crore, strengthening the capacity of the company to manage potential emergency liabilities.
• Reserve Fund: The reserve fund of the company stood at Rupees 81.34 crore at the close of the fiscal year.

Per-Share Valuation Metrics

The company maintained stable per-share equity metrics across the fiscal period:

• Earnings Per Share: Annualized earnings per share reached Rupees 11.21.
• Net Worth Per Share: The reported net worth per share stood at Rupees 148.62 at the close of the review period.

Summary of Fiscal Performance and Outlook

The fourth-quarter results for fiscal year 2025/26 confirm positive operational momentum for Reliable Nepal Life Insurance Limited.

By achieving over 25 percent growth in net insurance premium income, expanding its life insurance fund to Rupees 17.93 billion, and maintaining stable net profitability, the enterprise continues to solidify its market position within the life insurance sector of Nepal.

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