October 5, 2026

Siddhartha Bank VISA Platinum Debit Card: Features, Eligibility, and Transaction Limits

5th October 2026, Kathmandu

Siddhartha Bank Limited provides a versatile VISA Platinum Debit Card facility designed to offer premium privileges and banking services.

The card allows cardholders to withdraw cash at ATMs and make payments across POS terminals and e-commerce platforms in Nepal, India, and Bhutan.

First Year Free: The card annual subscription fee is complimentary for the first year and charges NPR 650 annually starting from the second year.
Priority Banking Access: Serves as a priority banking card, granting access to premium banking services.
ATM Perks: Features free cash withdrawal services from ATMs operated by other banks.
Merchant Discounts: Offers exclusive discounts at Uno partnered merchant outlets.
Card Validity: Issued with a 5 year validity period.
Regional Acceptance: Functional across Nepal, India, and Bhutan for cash withdrawals, POS payments, and online e-commerce transactions.

To be eligible for the Siddhartha Bank VISA Platinum Debit Card, customers must hold one of the following eligible savings accounts:

The card enforces specific transaction limits categorized by channel, region, and transaction frequency.

ATM Cash Withdrawal Limits

Nepal: Per transaction limit is NPR 20,000, daily limit is NPR 50,000, and monthly limit is NPR 300,000.
India: Per transaction limit is NPR 24,000, daily limit is NPR 24,000, and monthly limit is NPR 160,000.

Point of Sale POS Payment Limits

Nepal: Per transaction limit is NPR 200,000, daily limit is NPR 320,000, and monthly limit is NPR 500,000.
India Hotels Hospitals and Pharmacies: Per transaction limit is NPR 200,000, daily limit is NPR 320,000, and monthly limit is NPR 500,000.
India Other Merchants: Per transaction limit is NPR 160,000, daily limit is NPR 160,000, and monthly limit is NPR 160,000.
India Medical Limit Extension: Upon customer request, limits for hotels, hospitals, and pharmacies in India can be increased up to NPR 800,000 per transaction, NPR 1,200,000 per day, and NPR 3,200,000 per month.

E-Commerce Online Transaction Limits

Nepal: Per transaction limit is NPR 200,000, daily limit is NPR 320,000, and monthly limit is NPR 500,000.
India Hotels Hospitals and Pharmacies: Per transaction limit is NPR 200,000, daily limit is NPR 320,000, and monthly limit is NPR 500,000.
India Other Merchants: Per transaction limit is NPR 160,000, daily limit is NPR 160,000, and monthly limit is NPR 160,000.

Contactless and Combined Limits

Contactless Payments: Per transaction limit is NPR 5,000, with a monthly limit of NPR 30,000 across Nepal and India.
Combined Channel Cap: Combined daily POS and ATM transaction limit in Nepal is capped at NPR 320,000, while the combined monthly limit is NPR 800,000.
Transaction Frequency Limits: Capped at a maximum of 10 transactions daily and 100 transactions monthly.