Siddhartha Bank Introduces Online Application Facility for Share Mortgaging Loans
27th October 2026, Kathmandu
Siddhartha Bank Limited has launched an online application service for loans against shares, enabling customers to address their immediate financial requirements through digital channels.
Siddhartha Bank Online Application Facility
Digital Application Process via BankSmart XP
The commercial bank integrated the loan application workflow into its existing mobile banking application.
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- Mobile Banking Integration: Customers can apply for loans by pledging their share holdings directly through Siddhartha Bank’s mobile banking platform, BankSmart XP.
- Application Navigation Path: Applicants can access the facility by navigating to BankSmart XP > Easy Loan > Loan Services > Loan Against Share within the application.
- Financing Ratio: Borrowers can obtain loan amounts up to 70 percent of the total evaluated value of the pledged shares.
Service Availability and Customer Support
The digital facility aims to streamline access to capital for both individual and commercial borrowers.
- Branch Network Availability: In addition to the online application platform, share loan services remain operational across all physical branches nationwide.
- Customer Care Contacts: Inquiries regarding the service can be made via the 24/7 customer service center, Siddhartha Care, by phone at 01-5970020 or via email at [email protected].
