Kumari Bank Offers Education Loan Financing Up to 80 Percent of Total Estimated Costs

28th October 2026, Kathmandu

Kumari Bank Limited has structured a simplified education loan facility aimed at supporting students pursuing higher education abroad as well as professional and technical courses within Nepal.

Kumari Bank Education Loan 

Education Loan Structure, Coverage, and Key Features

The commercial bank offers a flexible credit line to cover academic expenses, backed by property collateral and flexible repayment terms.

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• Financing Coverage: Kumari Bank provides education loan financing up to 80 percent of the total estimated cost of education.
• Collateral Financing Limits: The loan facility offers financing up to 100 percent of the total valuation of the property presented as collateral.
• Maximum Loan Tenure: The education loan features an extended tenure period of up to 15 years.
• Repayment Terms: The bank provides flexible repayment options tailored to suit student and family income flows.
• Eligible Academic Programs: Financing is available for higher education abroad as well as specialized professional and technical courses offered in Nepal.

Documentation Checklist and Regulatory Requirements

To process the education loan application, applicants and guarantors are required to submit standard identification, academic, financial, and legal collateral documents.

• Application Form: Fully completed official Kumari Bank Loan Application.
• Academic Admission Credentials: Valid I-20 form (for US universities) or official Offer Letter from the respective college or university.
• Identification Credentials: Citizenship certificates of the student applicant and family members, alongside a valid passport copy of the applicant.
• Institutional Information: Detailed institutional documentation and fee structures of the selected college or university.
• Financial and Collateral Records: Proof of family income, tax clearance documents, and complete legal ownership documents related to the property offered as collateral.
• Regulatory Approval: Official No Objection Letter (NOC) issued by the Ministry of Education, Science and Technology, required at the time of tuition fee payment processing.

For More: Kumari Bank Education Loan