Nepal SBI Bank Posts NPR 552.2 Million Net Profit in Q1: Financial Highlights and Operational Performance
1st November 2026, Kathmandu
Nepal SBI Bank Limited has published its unverified financial results for the first quarter of the fiscal year 2083/84 (ending Mid-October 2026).
NSBL Posts Net Profit
The bank demonstrated steady progress across key metrics, achieving gains in net profit, deposit mobilization, credit expansion, and total asset size.
Earnings Summary and Operational Growth
The bank maintained stable earnings momentum, recording a 10.10 percent increase in bottom-line net profit despite minor headwinds in interest income.
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- Net Profit: Reached NPR 552.2 million, growing by 10.10 percent compared to NPR 501.6 million reported in Q1 FY 2082/83.
- Operating Profit: Stood at NPR 783.4 million for the quarter.
- Profit Before Tax: Reached NPR 788.8 million.
- Net Interest Income: Recorded at NPR 1.27 billion, compared to over NPR 1.31 billion in the baseline period.
- Net Fee and Commission Income: Accumulated to NPR 367.0 million.
- Securities and Other Trading Income: Generated NPR 111.4 million.
- Total Operating Income: Reached NPR 1.77 billion.
Deposit Mobilization, Lending Expansion, and Balance Sheet Size
The institution achieved significant deposit growth while continuing steady credit disbursement during the review period.
- Total Deposit Mobilization: Reached NPR 239.53 billion, up from NPR 212.83 billion at the end of the previous fiscal year.
- Total Credit and Advances: Expanded to NPR 150.50 billion, compared to NPR 146.77 billion at the end of the prior fiscal year.
Asset Quality Metrics and Key Financial Ratios
The bank maintained solid shareholder returns and capital indicators alongside prudent asset management.
- Non-Performing Loan (NPL) Ratio: Recorded at 3.19 percent, compared to 3.01 percent in the corresponding period of the previous year.
- Annualized Earnings Per Share (EPS): Climbed to NPR 19.49.
- Net Worth Per Share: Stood at NPR 199.66.
For More: NSBL Posts Net Profit
