National Microfinance Reports NPR 19.05 Crore Net Profit in Q1 FY 2083/84 with EPS Rising to NPR 50.09

5th November 2026, Kathmandu

National Microfinance Bittiya Sanstha Limited has published its un-audited financial results for the first quarter of the fiscal year 2083/84 (ending Ashwin-end 2083).

National Microfinance Reports Profit 

The microfinance institution recorded a net profit of NPR 19.05 crore, representing a 32.05 percent growth compared to NPR 14.42 crore earned in the corresponding quarter of the previous fiscal year.

Key Operational and Income Metrics

The financial performance reflects robust growth across core revenue streams and operating income.

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• Net Profit: NPR 19,05,28,000 (Up by 32.05% from NPR 14,42,87,000 in Q1 FY 2082/83).
• Net Interest Income: NPR 49,78,21,000 (Up by 17.62% from NPR 42,32,11,000 in Q1 FY 2082/83).
• Operating Profit: NPR 27,21,82,000 (Up by 32.05% from NPR 20,61,24,000 in Q1 FY 2082/83).
• Total Operating Income: NPR 58,41,34,000 (Up by 20.50% from NPR 48,47,34,000 in Q1 FY 2082/83).
• Interest Income: NPR 87,93,22,000.
• Interest Expense: NPR 38,15,01,000.

Balance Sheet, Lending, and Deposit Growth

The institution maintained stable asset quality while sustaining its core lending and deposit portfolios.

• Total Loans and Advances: NPR 2,878.49 crore (Increased from NPR 2,796.66 crore at the end of FY 2082/83).
• Customer Deposits: NPR 810.56 crore (Increased from NPR 800.33 crore at the end of FY 2082/83).
• Total Assets: NPR 3,254.83 crore (Adjusted from NPR 3,474.56 crore at the end of FY 2082/83).
• Total Liabilities: NPR 2,811.37 crore.

Capital Base and Shareholder Indicators

Key financial ratios demonstrate capital adequacy and per-share profitability growth.

• Paid-up Capital: NPR 152.13 crore (NPR 1,52,13,63,000).
• Reserves and Surplus: NPR 185.78 crore in reserve funds with total distributable profits and retained earnings reaching NPR 105.53 crore.
• Total Equity / Shareholders’ Fund: NPR 443.45 crore (NPR 4,43,45,10,000).
• Earnings Per Share (EPS): NPR 50.09 (Increased from NPR 43.34 in Q1 FY 2082/83).
• Net Worth Per Share: NPR 291.48.
• Non-Performing Loan (NPL) Ratio: 4.94 percent (Improved from 4.96 percent in Q1 FY 2082/83).

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