Experience Smarter Digital Banking with YONO Nepal SBI Mobile App

27th August 2025, Kathmandu

Nepal SBI Bank has launched its new mobile banking app, YONO Nepal SBI, which is an upgrade from its previous service, MeroSaathi.

Nepal SBI’s YONO App

Nepal SBI Bank has launched its new mobile banking app, YONO Nepal SBI, which is an upgrade from its previous service, MeroSaathi. This application is designed to offer retail customers a faster, more secure, and convenient digital banking experience. It integrates a wide range of services, allowing users to manage their banking needs directly from their smartphones without the need to visit a physical branch.

Features and Functionality

The YONO Nepal SBI app is a comprehensive digital platform that goes beyond basic banking functions. It is packed with features that cater to the evolving needs of modern bank customers. Here’s a breakdown of its key functionalities:

e-KYC Update: One of the most significant features is the ability for customers to update their Know Your Customer (KYC) information online. This eliminates the traditional hassle of submitting physical documents and saves considerable time and effort.

Online Deposits: The app allows for the digital opening of Term Deposit (Fixed Deposit) and Recurring Deposit (RD) accounts. This feature provides a paperless way to start saving and investing, offering a seamless experience for existing customers.

Fund Transfers: The app supports instant fund transfers within Nepal SBI Bank accounts and to other banks through the Nepal Payment Interface (NPI) and NCHL. It also facilitates easy QR payments via Fonepay, making merchant transactions fast and secure.

Bill Payments: Users can pay a variety of utility bills and top-up services through integrations with NCHL and F1 Soft. This consolidates multiple payment needs into a single platform.

Card and Cheque Management: The app offers comprehensive control over debit and credit cards, including activation, deactivation, and usage limits. Users can also make cheque book inquiries and check their status digitally.

Financial Management Tools: The application includes a Spend Analysis Tool that helps users track their spending patterns and manage expenses effectively. It also provides an easy way to download deposit interest certificates and bank statements.

International Account View: A unique and highly convenient feature for some customers is the “One View India Account”, which allows them to access consolidated information about their accounts in India, simplifying cross-border financial oversight.

Chatbot Assistance: To ensure users get prompt help, the app is equipped with an AI-powered chatbot, providing real-time assistance and guidance. This feature improves customer support and addresses queries instantly.

Transition from MeroSaathi

The launch of YONO Nepal SBI marks the migration of the bank’s previous mobile banking service, MeroSaathi. The transition is designed to be seamless, ensuring that existing MeroSaathi users can easily move to the new platform and continue their banking activities without interruption. This upgrade highlights Nepal SBI Bank’s commitment to providing a more modern and secure digital banking solution that aligns with global standards. The new platform offers a superior user experience and more robust security features, which are critical in today’s digital age.

Why YONO Nepal SBI is a Game-Changer

YONO Nepal SBI is positioned as more than just a banking app; it’s a complete financial management solution. Its integrated approach ensures that customers can handle virtually all their banking and financial needs from one place. The app’s focus on security, convenience, efficiency, and innovation sets it apart in Nepal’s competitive digital banking market. By combining a wide range of services, from basic transactions to advanced financial analysis, it empowers customers to take greater control of their finances. The app’s user-friendly interface and advanced features are designed to make banking simpler and smarter, attracting a new generation of digital-savvy customers while retaining existing ones. The transition from MeroSaathi to YONO Nepal SBI demonstrates the bank’s proactive strategy to adapt to technological advancements and meet the evolving expectations of its clientele.

For More: Nepal SBI’s YONO App