ADBL 59th Anniversary: Launch of ‘One Minute Business Plan’ and New Strategic Roadmap
22nd January 2026, Kathmandu
Agricultural Development Bank Limited (ADBL) has officially marked its 59th Anniversary by launching several forward-thinking initiatives aimed at modernizing the Nepalese banking sector and supporting small-scale farmers.
ADBL 59th Anniversary
Digital and Social Milestones To commemorate the occasion, the bank introduced the “One Minute Business Plan” software, a digital tool designed to help small farmers streamline their commercial planning. Additionally, demonstrating its commitment to employee welfare, the bank inaugurated a dedicated Child Care Center at its central office.
Financial Performance and Strategic Vision During the ceremony, Chairman Dim Prasad Poudel emphasized the necessity of adapting to rapid technological shifts in the banking industry. CEO Govind Gurung further detailed the bank’s Five-Year Strategic Business Plan (FY 2081/82 to 2084/85), which focuses on:
Agricultural Priority: Allocating 50% of credit growth specifically to the agricultural sector.
Digital Transformation: Enhancing digital service delivery to compete with other commercial banks.
Financial Discipline: Strict adherence to Nepal Rastra Bank guidelines.
Current Financial Standing As of the second quarter of the current fiscal year 2082/83, ADBL continues to show robust growth:
Total Deposits: Rs 324.97 Billion.
Total Lending: Rs 230.27 Billion.
Net Profit (FY 81/82): Rs 3.73 Billion.
Non-Performing Loan (NPL) Ratio: 4.52%.
With a 51% government stake and 49% public ownership, the bank remains a cornerstone of the Nepalese economy, focusing on import substitution and export promotion through targeted production-sector lending.
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