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Agricultural Development Bank Chetanshil Nari Bachat Khata: Nepal Women’s Smart Savings Account

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2nd July 2025, Kathmandu

Agricultural Development Bank Limited (ADBL) introduces the Chetanshil Nari Bachat Khata—a smart savings account for women in Nepal. This account is specially designed for women who want to save money, earn attractive interest, and access modern banking features. It promotes financial independence and future security for women from all walks of life.

ADBL Chetanshil Nari Bachat Khata

Whether you’re a student, homemaker, entrepreneur, or working professional, this savings account helps you grow your money efficiently while enjoying convenience and benefits.

Designed To Empower Women

Chetanshil Nari Bachat Khata encourages women to build a habit of saving. ADBL aims to empower women with better financial tools and reliable services. With just a minimum balance of NPR 1,000, women can open this account and enjoy features found in premium savings accounts.

This account supports financial growth, security, and independence. It is ideal for smart women who value both returns and control over their finances.

Key Features and Benefits

ADBL offers several features that make this account a top choice for women:

Low minimum balance of NPR 1,000

Free cheque book and account statement on request

Access to Any Branch Banking Services (ABBS) across Nepal

VISA debit card facility, valid in both Nepal and India

Free SMS alerts for every transaction

Mobile banking facility for digital access

Discounts on stop payment charges

Reduced locker rental fees

These features provide banking convenience, lower costs, and better control over your savings.

Attractive Interest Rate

The interest rate for the Chetanshil Nari Bachat Khata is highly competitive. ADBL calculates interest daily and credits it to your account on a quarterly basis. This method ensures your balance grows faster. The more you save, the more you earn.

If you are looking for a high-interest savings account for women in Nepal, this product gives you an excellent return while keeping your money safe.

Digital Banking And Card Services

Women who choose this account can enjoy full access to digital banking tools. You can manage your account with ADBL’s mobile app. Real-time SMS alerts notify you of every transaction. This keeps your account secure and helps you track your savings.

The VISA debit card adds extra convenience. Use it at ATMs, shops, and for online payments in Nepal and India. This makes daily transactions easy and hassle-free.

Simple Documentation Process

To open the account, you need the following documents:

Citizenship certificate or other valid government-issued ID

Two recent passport-sized photographs

Utility bill payment receipt (such as electricity or water bill)

Any additional documents required by ADBL

Visit your nearest branch with these documents and the process will be quick and simple.

Why Choose Chetanshil Nari Bachat Khata?

This account is more than just a savings tool. It is a step toward women’s financial empowerment. Here’s why this account stands out:

Low balance requirement

Daily interest calculation

Free and discounted banking services

Mobile banking and digital access

Cross-border debit card use

Personalized support from ADBL staff

A safe and reliable savings option for women

With these advantages, women can manage their money confidently and plan for a better future.

ADBL: Your Trusted Banking Partner

As one of Nepal’s leading government-owned banks, ADBL has a strong reputation for providing safe, efficient, and accessible banking services. Through the Chetanshil Nari Bachat Khata, ADBL reaffirms its commitment to inclusive banking and gender-focused financial products.

This initiative promotes not just savings but also helps women in Nepal achieve financial freedom and long-term security.

Visit ADBL And Start Saving Today

If you’re ready to take charge of your finances, visit your nearest ADBL branch today. Open a Chetanshil Nari Bachat Khata and start earning more from your savings. Take advantage of the account’s high interest rate, digital banking tools, and exclusive benefits for women.

Start your journey toward a financially secure and empowered future with ADBL.

For more:- ADBL Chetanshil Nari Bachat Khata


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