ADBL Loan Repayment Notice for Overdue Debtors in Bagmati

30th March 2026, Kathmandu

Agricultural Development Bank Ltd. (ADBL), Bagmati Province Office, Kathmandu, has issued a 21-day urgent public notice to individuals, firms, and companies that have failed to settle their outstanding debts.

ADBL Loan Repayment Notice

Published on 2082/12/16, the Agricultural Bank Loan Notice addresses a growing list of non-performing assets across its regional branches. In 2026, as the banking sector tightens its recovery mechanisms, this notice serves as a final administrative opportunity for borrowers to regularize their accounts before the bank initiates forced recovery.

According to the provincial office, despite repeated written and verbal reminders, these borrowers have consistently failed to repay the principal, interest, and other bank dues on time. Consequently, the bank is moving forward under the Bank and Financial Institutions Act (BAFIA) 2073 and the specific Agricultural Development Bank Loan Recovery Procedures to secure its financial interests.

Branch Offices and Overdue Loan Details

The Agricultural Bank Loan Notice highlights significant defaults across major branches in the Kathmandu Valley and surrounding districts. The following entities and individuals have been publicly requested to settle their accounts:

1. Dudhpathi Branch, Bhaktapur

Anu Mushroom Firm (Jujubir): This agricultural firm has an outstanding balance of NPR 2,117,563, including a principal of NPR 2,000,000 and accrued interest.

Devaki Poultry Firm (Changunarayan): Listed for a simple agricultural loan with a total due amount of NPR 3,60,175.

Sarita Paudyal (Kavrepalanchok): A substantial land purchase loan is overdue here, with a total due of NPR 10,691,089, which includes over NPR 2 million in interest.

2. New Road Branch, Kathmandu

Pralhad Rijal (Matatirtha): An overdraft loan totaling NPR 4,790,692 remains unpaid.

Family Periodical Loans: Other borrowers, including Januka Dulal, Binita Dulal, Monita Dulal, and Anita Dulal, are also listed for various periodic and concession-based loans.

3. Mangalbazar Branch, Lalitpur

Krishna Karun Agricultural Firm Pvt. Ltd.: This firm, located in Mahalaxmi Municipality, owes a total of NPR 2,558,446 under an agricultural production loan scheme.

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Household Loans: Individual borrowers Indra Laxmi Shakya and Preksha Shakya are also mentioned regarding their overdue home/household loan installments.

Repayment and Legal Procedure

The Agricultural Bank Loan Notice outlines a strict 21-day window for compliance. To avoid further escalation, borrowers must adhere to the following guidelines:

Settlement Location: All payments involving the principal, interest, and penal charges must be made directly at the respective branch office where the loan was originally disbursed.

Final Deadline: If the full amount is not settled within 21 days from 2082/12/16, the bank will proceed with the public auction of pledged collateral.

Alternative Measures: If the collateral is insufficient to cover the debt, the bank reserves the right to freeze other bank accounts or seize non-pledged assets belonging to the borrower or their guarantors.

Blacklisting: Details of the overdue borrowers will be formally recorded in the national loan recovery archives, leading to a potential blacklist status with the Credit Information Bureau (CIB).

Importance of the 21-Day Window

Agricultural Development Bank emphasizes that this process is handled with the utmost transparency and legal compliance. For many agricultural firms and small businesses, this 21-day period is a critical timeframe to negotiate a restructuring or full settlement to save their business assets.

Failure to comply not only leads to the loss of property but also severely damages the creditworthiness of the individuals involved, making it impossible to secure any future financial assistance from the Nepalese banking system.

Conclusion

The Agricultural Bank Loan Notice is a decisive step toward maintaining the financial health of one of Nepal’s largest state-owned banks. All listed borrowers, firms, and companies are strongly urged to prioritize their repayment obligations immediately. Taking proactive steps today can prevent the legal complexities and social stigma associated with a public collateral auction.

For specific balance inquiries or to discuss a settlement plan, borrowers should contact the Agricultural Development Bank Ltd., Bagmati Province Office in Gaushala, Kathmandu, or their respective branch managers directly.

For More: ADBL Loan Repayment Notice