23rd May 2025, Kathmandu
The Citizens Investment Trust (CIT) recently conducted a focused training program for MBA Finance students at Nepal Commerce Campus, Minbhawan. The event aimed to introduce young finance professionals to the Citizen Pension Scheme and the structure of Nepal’s capital market.
Citizens Investment Trust Training
CIT organized this session to help students understand retirement planning and capital market mechanisms. The training emphasized real-world knowledge that could support both personal financial planning and professional growth.
Pension Scheme Explained in Detail
Narayan Ghimire, Deputy Director at CIT, led the session on the Citizen Pension Scheme. He explained how individuals could enroll in the scheme and benefit from long-term financial security. According to Ghimire, the scheme is essential for ensuring a stable life after retirement.
He encouraged the students to adopt the motto: “Join the Citizen Pension Scheme, Secure Life after Retirement.” Ghimire shared that youth participation would not only help individuals but also strengthen Nepal’s pension system.
The session covered important topics like the enrollment process, pension contributions, and future benefits. Ghimire stated that many people underestimate retirement planning and begin too late. He advised the students to act early and take advantage of the scheme’s benefits.
Capital Market Education
Vivek Adhikari, a capital market expert, conducted the second part of the training. He introduced the students to the basic and advanced tools used in the Nepali stock market. His session included share trading, capital market instruments, and market dynamics.
He also explained the difference between primary and secondary markets. Adhikari presented the concept of portfolio management and its role in investment decision-making. He said understanding listed companies’ portfolios is key to reducing risk and increasing returns.
Further, Adhikari spoke about market indicators and index analysis. He gave practical examples to demonstrate economic and technical analysis. This part of the training helped students link theory with real market scenarios.
Practical Knowledge Over Theory
The training bridged the gap between academic knowledge and real-life financial practices. Students learned how to interpret market trends and make informed decisions. The session also covered how to assess investment risks and returns using tools like charts and historical data.
Adhikari urged the students to explore the capital market and stay informed. He added that financial literacy could reduce emotional decision-making and lead to more rational investments.
Support from Key Officials
The training program included several high-level attendees. CIT Directors Shobha Shrestha and Hemant Pokharel participated in the event. From Nepal Commerce Campus, Associate Director Madan Pokharel and Assistant Campus Chief Nischal Risal were also present.
Krishna Giri, Managing Director of Sun Securities, joined the event as well. His presence provided an industry viewpoint and helped students understand professional expectations.
The event was interactive and welcomed questions from students. Many raised queries about the future of Nepal’s capital market and how young investors could begin their financial journey.
Promoting Financial Preparedness
The Citizens Investment Trust continues to promote financial awareness through such outreach programs. By collaborating with educational institutions, CIT aims to create a financially prepared generation.
Retirement security and investment education remain CIT’s priority areas. Through such programs, the Trust encourages early planning and responsible investment habits.
CIT officials said that this initiative is part of their broader goal to expand public understanding of personal finance and capital market tools. They believe that the youth must play an active role in shaping the country’s financial future.
Conclusion: A Step Toward a Secure Financial Future
This training helped bridge academic learning with practical financial knowledge. It empowered MBA Finance students with the skills needed for retirement planning and investment.
The Citizens Investment Trust plans to organize similar programs in other institutions across Nepal. With growing interest in capital markets and retirement savings, such initiatives are expected to have a long-term impact on individual financial behavior.
Ultimately, this kind of education prepares students for both personal financial success and future roles in Nepal’s financial industry. It also aligns with the government’s goal of building a financially inclusive society.
For more: Citizens Investment Trust Training