Send Money Home Safely with City Express via Joyalukkas Exchange in the UAE!
26th October 2025, Kathmandu
For the vast Nepali diaspora working tirelessly in the United Arab Emirates (UAE), sending hard-earned money back home is a critical lifeline. It funds education, covers medical expenses, and provides for the family’s future.
City Express Joyalukkas Exchange
The process must be fast, secure, and utterly reliable. This is precisely the commitment offered by the partnership between City Express Money Transfer and Joyalukkas Exchange, creating one of the most trusted and comprehensive remittance corridors from the UAE to Nepal. By choosing this established channel, you ensure your funds reach their destination with speed and complete peace of mind.
A Partnership Built on Trust: Joyalukkas Exchange and City Express
The remittance ecosystem thrives on strong, dependable partnerships. In the UAE, Joyalukkas Exchange stands as a powerhouse of financial services, offering a vast network of branches across Dubai, Abu Dhabi, Sharjah, and other emirates. This extensive footprint ensures that a City Express touchpoint is always within easy reach for the Nepali community.
When you walk into any Joyalukkas Exchange branch, you are initiating a transaction powered by the robust, compliant, and state-of-the-art technology of City Express. This collaboration bridges the geographical distance, transforming your UAE Dirhams (AED) into Nepali Rupees (NPR) at highly competitive exchange rates. Importantly, both institutions adhere strictly to international anti-money laundering (AML) and financial compliance regulations, ensuring that every transaction is not only swift but also completely legitimate and secure. This dedication to regulatory excellence provides a foundational layer of security that traditional or informal channels simply cannot match.
Unmatched Convenience: Over 25,000 Payout Points in Nepal
One of the most significant advantages of choosing City Express is the unparalleled reach within Nepal. While other services may be restricted to major cities, City Express offers over 25,000 payout locations stretching from urban centers like Kathmandu and Pokhara to the remotest villages across the country.
This massive agent network includes thousands of authorized counters, cooperatives, and branches of major commercial banks across all seven provinces. This means your family members can collect the cash near their home or workplace without the hassle of long, expensive travel, making the remittance truly accessible. This immense coverage is a critical factor for the Nepali community, whose beneficiaries often reside outside of the main metropolitan areas. The promise of hassle-free cash collection is not just a slogan; it’s a tangible benefit delivered through the dedication of a national network.
Speed and Digital Flexibility for the Modern Remitter
In today’s digital world, speed is paramount. City Express has engineered its system to be incredibly efficient, providing instant SMS notifications upon deposit. As soon as you complete the transfer at a Joyalukkas Exchange counter, you and your beneficiary receive immediate confirmation, eliminating the uncertainty that often plagues international transfers.
Beyond traditional cash pickup, the partnership provides excellent digital flexibility:
Instant Bank Transfers: You can opt to have the funds directly credited to any major Nepali bank account. City Express has integrated its system with top-tier financial institutions like Nabil Bank, Himalayan Bank, and NIC Asia Bank, facilitating real-time bank deposits in most cases.
Easy Transfer to City Pay Wallet: For the tech-savvy, the remittance can be instantly loaded into the City Pay Wallet. This digital wallet allows your family in Nepal to use the money immediately for bill payments, mobile top-ups, or merchant transactions, streamlining their daily financial activities. This is particularly beneficial for managing household expenses with efficiency and transparency.
The ability to choose between vast physical cash pickup locations, direct bank credit, or instant digital wallet load positions City Express and Joyalukkas Exchange as the all-in-one solution for the diverse needs of the Nepali diaspora in the UAE.
A Step-by-Step Guide to Sending Money from the UAE
The process of sending money is designed to be simple and straightforward, allowing you to complete your transaction in minutes:
Locate Your Nearest Joyalukkas Exchange Branch: Use the Joyalukkas Exchange website or mobile application to find the most convenient branch in your emirate.
Provide Necessary Details: Visit the counter and present your valid UAE ID. You will need to provide the recipient’s full name, contact number, and the required transfer amount. Be sure to specify the desired payout method—cash pickup, bank deposit, or City Pay Wallet.
Complete the Payment: Pay the transfer amount along with the competitive service fee. You will receive a transaction receipt and a unique control number.
Instant Notification and Peace of Mind: You will immediately receive an SMS confirmation, and your beneficiary in Nepal can collect the funds almost instantly from any of the 25,000+ payout locations across the country by presenting a valid ID and the control number.
Choosing this dedicated remittance channel means you are selecting a service that is fast, secure, and reliable, ensuring your hard-earned money supports your loved ones back home without delay. City Express is not just a service; it is a dedicated partner, always at your service.
For More: City Express Joyalukkas Exchange



