Global IME Bank and NAS–IT Interaction Program: Focus on Digital Banking, Loans, and Business Expansion

6th November 2025, Kathmandu

Global IME Bank Limited (GIBL), one of Nepal’s leading financial powerhouses, is strategically positioning itself at the forefront of the nation’s digital transformation through a proactive engagement with the Nepal Association of Software and IT Services (NAS-IT).

Digital Banking and Loans

This recent interactive program, focusing on expanded loan services, digital banking solutions, and business growth opportunities for the IT sector, is a significant stride toward realizing Nepal’s potential as a global technology hub. This collaboration highlights a pivotal moment where finance and technology are deliberately joining forces to spur economic diversification and build a robust digital economy.

Tailored Financial Solutions for the IT Sector

The core of the interaction program was the presentation of tailored financial instruments designed to meet the specific, high-growth needs of IT companies. Recognizing that the fast-paced nature of the information technology industry requires strategic and flexible capital, the bank emphasized special loan schemes for NAS-IT members.

Global Tech SME Loan: GIBL, through its offerings, is targeting crucial financing needs, such as capital for infrastructure improvement, expansion of operations, and working capital management. Specialized products like the ‘Global Tech SME Loan’ provide access to capital, sometimes up to NPR 5 million, with flexible terms for legally registered tech firms that demonstrate profitability. This targeted approach is vital, as it acknowledges that generic business loans often fail to fit the unique cash-flow cycles and asset structures of software and IT services companies.

Fueling Innovation and Growth: By providing clarity on loan processes, requirements, and services, GIBL is effectively lowering the barrier to entry for capital access. This is particularly important for small and medium-sized enterprises (SMEs) and startups that drive innovation within the IT sector. This financial support is crucial for firms looking to not only succeed in the domestic market but also to expand their services into the international arena, utilizing GIBL’s expansive remittance network from key foreign employment destinations across the USA, UK, Australia, and the Middle East.

Commitment to Digital Banking and Data Security

As the national economy leans into digital payments and online services, the banking infrastructure must evolve to match this demand while ensuring unwavering security. Global IME Bank’s presentation on emerging digital banking solutions and data safeguarding measures was a key focus, demonstrating a commitment to secure financial technology adoption.

Innovative Digital Platforms: GIBL is actively engaged in leading the way in digital banking innovation, offering services like the ‘Global Smart Plus’ mobile banking app and leveraging Artificial Intelligence (AI) for enhanced customer experience and fraud detection. The introduction of schemes like ‘Goal Based Saving’ through mobile banking further demonstrates their push for personalized, user-friendly digital tools. This focus on digital safety and security is paramount for instilling user confidence in the IT sector, whose own operations rely entirely on the reliability and integrity of digital transactions.

Widespread Accessibility: GIBL’s impressive network—the first private-sector commercial bank to have branches in all 77 districts of Nepal, supported by over 1,000 service points including ATMs and branchless banking units—ensures that digital financial inclusion is not merely an urban phenomenon but a nationwide reality. This extensive reach is foundational for integrating small, regional tech businesses and talent into the formal financial ecosystem.

Elevating Mutual Capabilities through Sustainability

The commitment to a long-term, mutually beneficial relationship was sealed by Global IME Bank becoming the first sustainable partner to support NAS-IT’s newly established Sustainability Fund (SDF). This is a crucial financial commitment that goes beyond transactional lending.

Long-Term Vision: By supporting the SDF, GIBL is strategically investing in the long-term financial stability and sustainability goals of the association, fostering a vibrant and innovative tech ecosystem in Nepal. This partnership aims to leverage the unique strengths of both the financial and tech industries for overall economic development.

Knowledge and Skill Enhancement: Both institutions plan to conduct knowledge, skill, and experience development programs for their employees. This collaboration recognizes that the human capital in both finance and technology must be continuously upgraded to handle modern banking complexities, digital security threats, and the evolving needs of the tech business landscape. This joint effort contributes to creating a more competent and skilled workforce, essential for Nepal’s ambition to become a global tech hub.

Financial Literacy: The Foundation for Sustainable Growth

CEO Surendra Raj Regmi’s emphasis on conducting financial literacy programs nationwide underscores a deep recognition that business expansion and digital adoption require an educated customer base. Financial literacy is not just a CSR initiative; it is an economic imperative. It empowers the general public and business owners to utilize banking services effectively, understand loan structures, and safeguard their finances, ultimately driving demand for GIBL’s sophisticated products and reducing risks for the bank.

In conclusion, the partnership between Global IME Bank and NAS-IT represents a synergistic collaboration that promises to be a catalyst for the growth of Nepal’s IT sector. By combining tailored financial products, a strong commitment to digital security, and a joint investment in human capital, this initiative is helping to build the financial bedrock for a successful and digitally inclusive future for Nepal. The bank’s long list of prestigious awards, including ‘Best Bank Nepal 2024 & 2025’ and ‘Best Bank ESG Nepal 2024,’ further affirms its strong institutional credibility to lead this critical charge.

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