Everest Bank Limited Corporate and Retail Internet Banking Services
10th November 2025, Kathmandu
Everest Bank Limited (EBL) has solidified its digital commitment by offering a robust and highly secure suite of Corporate and Retail Internet Banking services.
EBL Internet Banking Services
These platforms are designed to provide institutional and individual clients with secure, convenient, and anytime access to banking, effectively transforming the traditional branch experience into a seamless online interaction. By clearly segmenting its services, EBL ensures that both the complex, multi-layered needs of corporate clients and the straightforward, personalized demands of retail customers are met with precision and technological efficiency.
Corporate Internet Banking — Powering Institutional Efficiency
Everest Bank’s Corporate Internet Banking platform is a sophisticated financial management tool tailored for institutional clients. It moves beyond simple fund transfers to offer a comprehensive ecosystem for large-scale financial operations, emphasizing security and control.
Advanced Functionality for Corporations
The platform is designed to handle the diverse and high-volume needs of modern businesses, offering critical services that eliminate the need for frequent branch visits:
Holistic Account Management: Institutional users can effortlessly view current balances, generate detailed statements, and track extensive transaction history.
Intelligent Fund Transfers and Payments: The service supports both internal transfers and interbank transfers via the IPS (Interbank Payment System). It offers specialized payment solutions, including utility bills, merchant payments, and the efficient execution of large-scale salary payments and batch uploads, which are essential for timely payroll management.
Trade Finance Integration: A key feature for businesses engaged in international and large-scale domestic trade is the dedicated Trade Finance module. This allows for the online processing of critical instruments such as Letters of Credit (LC), Bank Guarantees (BG), and Bills, streamlining complex trade operations.
Digital Documentation and Requests: The platform incorporates the Omni Docs feature for secure document uploads, alongside facilitating offline requests for services like cheque books and remittances directly through the online interface. Real-time email and SMS notifications ensure that financial officers are immediately alerted to all critical activity and log details.
Corporate Security and Charges
Corporate digital banking prioritizes security, often incorporating robust multi-user controls. Everest Bank’s corporate e-banking includes a Registration charge of NPR 500 and an Annual Charge of NPR 500. For added security, a Reset/Repin generation fee of NPR 150 applies. The use of the powerful IPS system for transfers is subject to nominal charges, such as NPR 10 for transactions exceeding NPR 50,000, underscoring the bank’s commitment to providing cost-effective bulk transaction capability.
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Retail Internet Banking — Personalized Digital Finance
The Retail Internet Banking service is designed for individual customers, including Non-Resident Nepalis (NRNs), offering a highly convenient, personalized, and secure way to manage personal finances.
Core Convenience and Digital Payments
The retail platform ensures 24/7 access, meaning banking services are available on all days, including Sundays and public holidays, aligning with the “Anytime, Anywhere” banking promise.
Comprehensive Transfers: Customers can execute self-transfers, 3rd-party transfers within EBL, and interbank transfers efficiently.
Integrated Utility Payments: The platform is equipped for direct payment of utility bills and facilitates seamless fund transfers to popular digital wallets like eSewa and Khalti, providing a centralized hub for all digital transactions.
Self-Service Management: Basic account access is robust, allowing users to check balances, retrieve detailed statements, and view transaction history. A significant self-service feature is the ability to reset one’s password online via the dedicated portal, www.netebl.com, adding a layer of immediate user control and convenience.
Personalization and Security Controls
The EBL Retail Internet Banking service stands out for its security and personalization features. Customers can customize their dashboard and, crucially, have the ability to set their own transaction limits and restrict login times, empowering them to manage their security profile proactively.
Regarding costs, the Mobile Banking plus SMS Alert service for individual customers has a charge of NPR 300, while the SMS Alert-only service is NPR 200 annually. The retail Internet Banking transaction limits are also generous, supporting modern user needs: a per-transaction limit of NPR 500,000 and a daily limit of NPR 2,000,000, with a robust monthly limit of NPR 5,000,000.
Security Commitment and Future Vision
Everest Bank emphasizes robust security across both platforms, recognizing the paramount importance of data protection. The Corporate platform includes security measures like Maker/Checker control and the option for secured connection via VPN, while the Retail service utilizes personalized controls and secure password management procedures. The bank also publishes comprehensive “Online Banking Dos and Don’ts” to educate customers on maintaining strong passwords, using anti-virus solutions, and avoiding phishing scams, confirming a shared responsibility model for digital security.
In conclusion, Everest Bank’s Internet Banking services represent a full-spectrum digital solution, offering institutional complexity through Corporate Banking and individual ease through Retail Banking. By focusing on real-time service, stringent security protocols, and clear transaction limits and fees, EBL ensures a fast, secure, and paperless banking experience that meets the high demands of the modern financial user.
For More: EBL Internet Banking Services
