14th August 2025, Kathmandu
For a nation of avid travelers and a growing number of people working or studying abroad, having a reliable and convenient international payment solution is no longer a luxury, it’s a necessity. Everest Bank Limited has positioned its EBL World Travel Card as a premier solution for Nepali citizens venturing overseas.
EBL World Travel Card
This VISA-branded prepaid US Dollar card is a secure, universally accepted alternative to carrying large sums of cash, designed to make international travel for a variety of purposes seamless and worry-free.
The EBL World Travel Card is more than just a piece of plastic; it’s a financial passport that allows cardholders to withdraw cash and make purchases at millions of locations worldwide. By being part of the extensive VISA network, the card ensures that travelers have financial access at virtually all VISA-networked ATMs and POS (Point of Sale) outlets around the globe. This level of global acceptance is a critical feature, providing cardholders with peace of mind whether they are in a major city or a remote destination.
Who is the EBL World Travel Card for?
The card’s eligibility criteria are broad, making it accessible to a wide range of travelers. It is specifically designed for:
- Nepali citizens who have received a foreign currency exchange permit from the Nepal Rastra Bank (NRB).
- Both Nepali and foreign nationals who maintain convertible foreign currency accounts with Everest Bank.
This includes individuals traveling for medical treatment, tourism, religious pilgrimages, business, shopping, education, or employment. The card is a particularly smart choice for students studying abroad, as it provides a safe and easy way for their families to manage and transfer funds without the risks associated with carrying large amounts of cash.
The Application Process and Required Documentation
Everest Bank has streamlined the application process to ensure travelers can obtain their card efficiently. To apply, prospective cardholders need to visit an Everest Bank branch with a set of required documents. This face-to-face interaction is a crucial step in ensuring the security and authenticity of the application.
Applicants must be ready with the following documents:
- A completed EBL World Travel Card Application Form.
- A CIF/KYC form with a photo for individuals who are not existing Everest Bank account holders.
- A citizenship certificate or another valid form of identification.
- A copy of a valid passport with a visa (if required for the destination country).
- A confirmed air ticket showing a destination outside of Nepal and India, as the card is not usable in these two countries.
- A Nepal Rastra Bank (NRB) permit for foreign currency exchange, which is required as per central bank regulations.
This documentation ensures that the bank is adhering to the strict guidelines set by the NRB to manage the flow of foreign currency out of the country.
Understanding Limits, Fees, and Charges
One of the most important aspects of using a travel card is understanding its financial structure. Everest Bank is transparent about its fees and transaction limits, all of which are subject to NRB guidelines.
Transaction Limits
- Daily ATM Withdrawal: USD 1,000
- Daily POS Purchase: USD 2,500
- Monthly ATM Withdrawal: USD 5,000
- Monthly POS Purchase: USD 5,000
- Daily Transaction Count: A maximum of 10 transactions for both ATM withdrawals and POS purchases.
These limits are designed to balance convenience with security and responsible currency management. The bank also charges nominal fees for card issuance and transactions to cover its operational costs.
Fees and Charges
- Card Issuance Fee: USD 10 for account holders and USD 12 for non-account holders. This fee provides a four-year validity period.
- Reload Fee: A reload fee of USD 2 is charged for amounts up to USD 1,500, while a lower fee of USD 1 applies to reloads exceeding USD 1,500. This makes topping up the card with a larger amount more economical.
- Transaction Charges: ATM withdrawals incur a charge of USD 3 or 1% of the transaction amount, whichever is higher. Balance inquiries cost USD 0.75, while purchases at POS terminals are free.
The card’s competitive fee structure and its global acceptance make it an attractive option for travelers who need a secure, hassle-free way to manage their money abroad. By providing a clear and comprehensive overview of the EBL World Travel Card, Everest Bank reinforces its commitment to offering customer-centric financial solutions that meet the evolving needs of Nepali society. This card stands as a testament to the bank’s efforts to support its customers’ journeys, whether for business or pleasure, by providing a financial tool that is both powerful and secure.
For More: EBL World Travel Card