28th May 2025, Kathmandu
Everest Bank Limited has provided customers with a detailed advisory template to encourage secure digital transactions. This guidance aims to help users protect themselves from fraud and cyber threats while using online banking and e-commerce services. The bank stresses the importance of staying alert and practicing safe digital habits.
Everest Bank Cybersecurity Guide
Use Trusted Websites for Transactions
The bank advises customers to conduct online transactions only on secure and reliable websites. It recommends checking that the website address begins with “https” before entering any payment or personal information.
This simple step ensures that data transfers are encrypted and less vulnerable to hackers. Everest Bank reminds users to avoid unfamiliar or suspicious websites to reduce the risk of cyberattacks. Customers should always prefer well-known platforms with strong reputations.
Beware of Fake Bank Messages
Everest Bank warns against fraudulent messages that appear to be from banks but aim to steal personal information. These fake SMS or emails often claim there is suspicious activity on the user’s account and prompt them to click on a link to verify details.
Such links lead to phishing websites designed to capture passwords, card numbers, and other sensitive data. The bank urges customers not to trust or click on these messages. Instead, they should contact the bank directly through official channels if they suspect any irregularities.
Reject Offers Asking For Bank Details
The advisory highlights a common fraud tactic where scammers promise commissions or rewards in exchange for access to bank accounts or internet banking services. These offers are traps that criminals use to exploit victims’ financial resources.
Everest Bank stresses that customers must never share account details, debit or credit card numbers, OTPs, or login credentials with anyone, no matter the incentive. Sharing such information can lead to unauthorized transactions and identity theft.
Download Apps Only From Official Sources
To avoid malware and fake banking applications, Everest Bank instructs users to download mobile apps solely from official app stores like the Google Play Store or the Apple App Store.
Downloading apps from unverified sources increases the risk of installing malicious software that can compromise personal and financial data. The bank reminds customers to verify the authenticity of any app before installation.
Keep Card Information Confidential
The bank also advises safeguarding credit and debit card information. Customers should never share their card number, CVV code, or expiry date with anyone.
Keeping this information private reduces the chance of card cloning or unauthorized use. Even trusted friends or family members should not be given access to card details. Customers should regularly monitor their card statements for any suspicious activity.
Be Cautious Of Fake Job Offers
Everest Bank’s advisory includes a warning about fake online job offers. These often promise high salaries for little work and ask for personal or banking information as part of the application process.
Such offers are usually scams designed to steal identities or commit financial fraud. The bank recommends verifying the authenticity of job offers before responding. Customers should avoid sharing personal or financial data with unknown recruiters or unsolicited job offers.
Don’t Trust Unverified Calls Claiming To Be From Banks
Another important safety measure highlighted by Everest Bank is to never share personal information or one-time passwords (OTPs) over the phone. Banks do not request sensitive data through phone calls.
If customers receive calls asking for such information, they should hang up immediately and contact the bank using official numbers. This helps prevent social engineering scams where fraudsters impersonate bank officials to extract confidential data.
Why These Precautions Matter
Digital banking is becoming more popular in Nepal. It offers convenience but also exposes users to new types of fraud. Everest Bank’s advisory emphasizes that vigilance and knowledge are key to staying safe online.
By following these guidelines, customers can protect themselves from theft and fraud. The bank believes informed users will strengthen the overall security of the digital banking ecosystem.
Additional Tips For Safe Digital Banking
Everest Bank also recommends regularly updating passwords and using strong, unique credentials for online accounts. Customers should enable two-factor authentication (2FA) whenever possible to add an extra layer of protection.
The bank encourages everyone to stay updated on cybersecurity trends and report any suspicious activity promptly. Working together, banks and customers can create a safer digital environment.
Conclusion
Everest Bank Limited’s safety advisory template offers practical steps for secure online banking and digital transactions. The bank urges all customers to follow these measures consistently.
In a world where cyber threats are constantly evolving, such guidance is vital to protect individuals’ financial health and privacy. Everest Bank remains committed to educating its users and enhancing cybersecurity awareness throughout Nepal.
For further details or assistance, customers may visit the nearest Everest Bank branch or check official communications on the bank’s website.
For more: Everest Bank Cybersecurity Guide