Everest Bank Reports Stellar Financial Performance in FY 2081/82, 32.81% Profit Growth
11th August 2025, Kathmandu
In a positive development for Nepal’s banking sector, Everest Bank Limited (EBL) has announced a robust performance for the fourth quarter of the fiscal year 2081/82. The bank’s recently published financial report highlights significant growth across key indicators, underscoring its financial health and strategic success.
Everest Bank Financial Report
The financial statements for Everest Bank Limited (EBL) for the fourth quarter of the fiscal year 2081/82 are not just a collection of numbers; they are a clear indication of a well-managed institution thriving in a competitive environment. The report, made public today, reveals a significant and well-rounded improvement across the board, painting a picture of financial stability and a positive outlook for the future.
The most notable figure is the bank’s net profit, which has seen an impressive jump of 32.81%. This growth from NPR 3.70 billion to over NPR 4.91 billion is a direct result of strong performances in other key areas. Net interest income, a primary revenue stream for any bank, increased by a solid 19.36% to over NPR 9.12 billion, while total operating income surpassed NPR 11.16 billion.
These strong revenue figures underscore the bank’s operational efficiency, which is further highlighted by a 31.63% increase in operating profit, reaching NPR 7.45 billion. This suggests that EBL is not only generating more income but is also effectively managing its operational costs.
For shareholders, the news is particularly good. The Earnings Per Share (EPS) has climbed from NPR 31.47 to a robust NPR 37.99. This growth is a key indicator of the bank’s profitability on a per-share basis. The report also highlights a significant jump in distributable profit, rising from NPR 3.30 billion to NPR 4.95 billion. This indicates a strong potential for a higher dividend payout, subject to Nepal Rastra Bank’s regulatory guidelines.
Beyond profitability, Everest Bank has also made significant strides in strengthening its financial foundation. The bank’s non-performing loans (NPLs), a crucial measure of asset quality, have been reduced from 0.71% to an industry-leading 0.38%. This demonstrates the bank’s prudent lending practices and effective risk management.
The bank’s paid-up capital stands at NPR 12.94 billion, with total reserves amounting to NPR 13.99 billion. It has successfully collected over NPR 298 billion in deposits and disbursed over NPR 213 billion in loans, a healthy balance that reflects public trust and strategic capital deployment.
Looking forward, the report’s positive metrics, including the strong EPS and a low NPL ratio, suggest that Everest Bank is well-positioned for sustained growth. The bank’s consistent efforts to expand its network, with its 133rd branch recently opened in Bardibas, Madhesh Province, show its commitment to increasing its reach and serving a wider customer base.
This, combined with its continued focus on digital banking and a stable joint-venture partnership with India’s Punjab National Bank, positions EBL as a key player to watch in Nepal’s evolving financial landscape.
For more: Everest Bank Financial Report
