Garima Bikas Bank Announces Attractive Discounts on Daraz 11.11 Using Garima VISA Cards

11th November 2025, Kathmandu

The digital payment landscape in Nepal continues to evolve rapidly, and once again, a major banking institution is stepping up to reward its customers for embracing online commerce.

Garima Bank 11.11 Discounts

Garima Bikas Bank Limited has announced a significant partnership with Daraz, Nepal’s leading e-commerce platform, to offer exclusive and exciting discounts during the Daraz 11.11 – The Biggest Sale of the Year campaign. This collaboration is more than just a promotional offer; it represents Garima Bikas Bank’s continued commitment to driving cashless transactions and enhancing the convenience of digital banking for its vast customer base across the country.

A Gateway to Mega Savings

For customers holding Garima Bikas Bank VISA Debit and Credit Cards, the Daraz 11.11 sale transforms into an unparalleled opportunity for substantial savings. The bank has successfully secured special discounts for cardholders making advance online payments on the Daraz platform, making high-value purchases more accessible and economical. While the exact, live-specific discounts and caps for the current 11.11 sale are typically advertised closer to or during the campaign on the Daraz platform itself—often requiring users to collect a special ‘bank voucher’—historical data from similar past Daraz campaigns provides a strong indication of the value offered.

In previous major sales, banks partnering with Daraz have provided impressive percentage discounts with a corresponding maximum cap, a structure designed to benefit a broad range of shoppers. For instance, in earlier promotions, customers using a credit card might have enjoyed a higher discount percentage (say, up to 20 percent) and a higher maximum discount cap (potentially up to NPR 2,500), while debit card users received a slightly lower percentage and cap (for example, 15 percent up to NPR 2,000). The current Garima Bikas Bank offer is likely to follow a similar, competitive structure to ensure their cardholders receive genuine and attractive value during the nation’s biggest online sale event. Shoppers should check the Daraz app or website on November 11th for the precise discount vouchers released by Garima Bikas Bank.

The Daraz 11.11 sale itself is a behemoth of discounts, running for an extended period, which often lasts from around November 10th to November 21st, encompassing the main 11.11 date. Shoppers can expect mega deals up to 80 percent off, numerous vouchers, and brand-specific deals across an enormous range of product categories, from electronics and fashion to home goods and lifestyle products. The partnership with Garima Bikas Bank allows customers to stack the bank-provided discount on top of these already massive sale prices, maximizing their savings.

Key Details for Garima Cardholders

The essence of the offer lies in its simplicity and accessibility for all Garima Bikas Bank VISA card users. The offer highlights include:

Availability: The discounts are exclusively available to all Garima VISA Debit and Credit Card holders.

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Campaign Period: The discounts are applicable only during the official Daraz 11.11 campaign period, meaning customers must ensure their purchase falls within the advertised sale dates.

Payment Method: The discount is valid strictly on advance online payments made through the Daraz website or mobile application using the Garima VISA card. Cash on Delivery transactions are not eligible.

Voucher Collection: As is standard practice for Daraz bank discounts, customers will most likely need to collect a specific Garima Bikas Bank voucher from the Daraz platform before checkout to apply the discount. This mechanism manages the available discount limits and ensures smooth transaction processing.

Promoting a Cashless Economy in Nepal

Garima Bikas Bank’s move to partner with Daraz for the 11.11 sale is a strategic step that aligns perfectly with its broader vision of promoting a cashless society in Nepal. The bank is widely recognized for its proactive approach to digital transformation, constantly rolling out new offers and convenient e-banking services. Its digital offerings include the Garima Digi Batuwa mobile banking app, which allows customers to manage accounts, perform interbank fund transfers, and make utility payments. Furthermore, the bank has enabled secure online transactions by integrating 3D Secure e-commerce services for its VISA cards, ensuring that online shopping is both seamless and protected by an extra layer of OTP-based security.

The consistent promotion of QR payments and the offering of discounts and cashback schemes, such as those introduced for festivals or for general POS transactions, underscores the bank’s commitment to rewarding customers who choose digital over cash. By participating in a high-profile, high-volume event like the Daraz 11.11 sale, Garima Bikas Bank not only offers immediate, tangible value to its existing cardholders but also encourages a broader segment of the population to register for a card and experience the convenience and benefits of digital finance.

In essence, the Garima Bikas Bank-Daraz collaboration is a win-win: customers get fantastic savings on the year’s biggest shopping day, and the bank continues to cement its role as a forward-thinking institution driving digital adoption across Nepal. So, for Garima Bikas Bank VISA cardholders, November is officially the best time to click ‘add to cart’ and enjoy the hefty discounts awaiting them.

For More: Garima Bank 11.11 Discounts