Garima Suwarna Yojana Units Open For Public Investment
12th March 2026, Kathmandu
Garima Capital Limited has officially opened the public subscription for the Garima Suwarna Yojana, a landmark open-ended mutual fund scheme that represents a strategic investment opportunity for retail and institutional investors in Nepal.
Garima Suwarna Yojana Units
As of Falgun 28, 2082, the scheme has begun accepting applications, offering units at a par value of 10 rupees each. This launch is a significant addition to Nepal’s growing capital market, providing a diversified, professionally managed portfolio that aims to mitigate the volatility associated with individual stock picking.
Scheme Structure and Allocation
The Garima Suwarna Yojana is designed to provide long-term capital appreciation by investing in a mix of high-growth sectors, including banking, hydropower, manufacturing, and government securities. The total issuance comprises 100 million units, with specific allocations to ensure stability and institutional backing:
Scheme Manager (Garima Capital Limited): 6 million units reserved.
Fund Sponsor (Garima Bikas Bank Limited): 9 million units reserved.
General Public: 35 million units available for the first-phase public offering.
Because it is an open-ended fund, the scheme offers a unique advantage: it is not limited by the fixed maturity periods common to closed-ended funds. Investors can purchase and redeem units based on the prevailing Net Asset Value (NAV), providing a level of liquidity that is highly sought after by individual savers.
Subscription Timeline and Participation Limits
Interested investors should act within the following window to ensure their participation:
Opening Date: Falgun 28, 2082
Earliest Closing Date: Chaitra 2, 2082
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Latest Closing Date: Chaitra 12, 2082 (subject to full subscription)
The scheme has been tailored to be inclusive, with a minimum application of 100 units (1,000 rupees) and a generous maximum limit of 5,000,000 units. This wide range ensures that small-scale individual investors can benefit from professional management alongside larger institutional participants.
How to Apply
The application process is fully digitized and accessible through Nepal’s centralized financial infrastructure:
Use C-ASBA: Investors can apply through any bank or financial institution authorized to provide C-ASBA services.
MeroShare Platform: The most convenient method is via the MeroShare portal operated by CDSC, where users can submit their applications online without the need to visit a physical bank branch.
Verify Account: Ensure that your Demat account and C-ASBA registration are active to avoid application rejection.
Why Choose an Open-Ended Fund?
Unlike closed-ended mutual funds that trade on the stock exchange and are subject to market premium or discount fluctuations, the open-ended nature of the Garima Suwarna Yojana allows investors to interact directly with the scheme manager for purchases and redemptions.
Professional Management: Investors delegate asset selection to the experts at Garima Capital Limited, who continuously rebalance the portfolio based on market conditions.
Risk Diversification: By pooling funds from thousands of investors, the scheme invests in a broad spectrum of securities, significantly reducing the impact of a single stock’s poor performance on the overall portfolio.
Consistent Growth: These schemes are ideal for long-term investors looking for a “set and forget” strategy that aligns with the broader growth of the Nepalese economy.
In conclusion, the Garima Suwarna Yojana stands as a robust option for those seeking to build wealth in the domestic market through disciplined, diversified investing. As the public offering period is limited, we advise all potential investors to finalize their applications through the MeroShare platform before the closing date.
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