3rd August 2025, Kathmandu
Global IME Bank has officially introduced its newly tailored business lending product, the “Global Byawasaya Tewa Karja” (Global Business Support Loan), aimed at helping Nepali entrepreneurs and enterprises unlock their full potential. With a strong emphasis on flexibility, speed, and affordability, this new financial product is designed to fuel the ambitions of small and mediumsized businesses across Nepal.
Global Byawasaya Tewa Karja
The tagline “Empowering your business ambitions, fueling growth with ease” underlines the loan’s core mission—offering the capital businesses need to operate smoothly, expand strategically, and invest in long-term success.
To get started, entrepreneurs are encouraged to visit their nearest Global IME Bank branch or the bank’s official website at www.globalimebank.com to learn more about the loan and begin the application process. With a commitment to supporting the growth of Nepal’s vibrant business community, the “Global Byawasaya Tewa Karja” stands as a testament to the bank’s mission to be a reliable and accessible financial partner for entrepreneurs looking to turn their ambitions into reality.
Key Features of the Loan:
- Maximum Loan Amount: Up to NPR 20 million
- Loan Tenure: Up to 10 years
- Interest Rate: Competitive rates (updated rates available on the bank’s website)
- Turnaround Time: Decision within 3 working days after submission of complete documents
- Loan Administration Fee: Up to 0.75%
Loan Categories Offered:
- Working Capital Term Loans: To fund regular operational expenses
- Fixed Term Loans: For purchasing fixed assets such as plant and machinery
- Cash Credit: Ideal for businesses with fluctuating capital needs
- ShortTerm Loans (STL): To meet seasonal or urgent requirements
- ProjectBased Loans: Customized financing for specific business projects
Eligibility Criteria:
To qualify for the Global Business Support Loan, applicants must meet the following conditions:
- Be registered with a relevant government authority
- Have a minimum of one year of business operation or management experience in the same or similar sector
- Maintain a sole banking relationship with Global IME Bank
- Demonstrate financial stability through credible financial statements
- Possess a good credit history
- Be in legal compliance with no unresolved legal issues
Documentation Requirements:
1. KYC and Company Documents
- Citizenship copies of the applicant and guarantor
- Company registration, articles and memorandum of association, board resolution
- Net worth statements and banking declarations
- Business details per Annexure 19.1 of NRB Directive No. 19
2. Financial Documents
- Audited, provisional, or managementcertified financials based on internal bank policy
- Tax and PAN/VAT certificates, tax clearance for loans exceeding NPR 5 million
- Stock, receivables, and payables reports
- Six months’ bank statements
- Business plan and IRD submission (as applicable)
3. Collateral Documents
- Land ownership certificate and original blueprint
- Construction completion certificate or equivalent municipal documents
- Char Killa (boundary disclosure) document from local ward office
- Latest land revenue and building tax receipts
- Land or property transfer deed and coheir (Anshiyar) verification
4. Other Requirements
- Active current account in the borrower’s name
- Completed and signed loan application form
- Additional documents as required by the bank
A Commitment to Business Empowerment
The launch of Global Byawasaya Tewa Karja reaffirms Global IME Bank’s mission to support the backbone of Nepal’s economy—its entrepreneurs and business community. By combining competitive interest rates, swift loan processing, and tailored loan structures, the bank aims to simplify access to credit and drive business success.
Whether you’re managing daily operations, expanding facilities, or initiating new projects, Global IME Bank positions itself as a reliable partner in your business journey. Entrepreneurs are encouraged to contact their nearest Global IME Bank branch or visit [www.globalimebank.com](http://www.globalimebank.com) to learn more or start their application.
For More: Global Byawasaya Tewa Karja