31st July 2025, Kathmandu
In a move aimed at bolstering digital security, streamlining financial operations, and enhancing customer confidence, Global IME Bank Limited, recognized as one of Nepal’s preeminent commercial banks, has officially released its updated transaction limits for all digital banking channels and card services. These meticulously revised limits apply comprehensively across its suite of offerings, including mobile banking via Global Smart Plus, advanced Corporate Internet Banking (BizNex), and a full range of card services encompassing debit cards, credit cards, dollar travel cards, and specialized e-commerce dollar cards. This update underscores the bank’s commitment to providing a secure, convenient, and effectively managed banking experience for its extensive customer base.
Global IME Transaction Limit
The bank has thoughtfully segmented these transaction limits based on the specific platform and transaction type. This clear delineation empowers customers with greater clarity and control over their financial management, whether they are conducting routine transfers, making large business payments, or engaging in international e-commerce.
1. Mobile Banking – Global Smart Plus: Your Pocket-Sized Branch
Global Smart Plus, Global IME Bank’s popular mobile banking application, offers robust features for everyday financial management. Users can now conduct transactions, including QR payments, fund transfers, and merchant wallet loads, within the following defined limits:
- Per Transaction Limit: NPR 100,000
- Per Day Limit: NPR 500,000
- Per Month Limit: NPR 2,000,000
These limits are designed to facilitate frequent and moderately sized transactions, catering to the daily financial needs of individual users while maintaining a high level of security.
2. Mobile Banking – Web Channel: Accessibility from Any Device
For customers who prefer to manage their accounts via Global IME Bank’s web-based mobile banking platform, slightly adjusted limits apply, ensuring secure access from any internet-enabled device:
Web Channel Transaction Limits:
- Per Transaction: NPR 100,000
- Daily Limit: NPR 200,000
- Monthly Limit: NPR 1,000,000
- Fund Transfer Limit: Same as the above web channel limits, ensuring consistency.
Load Merchant Wallet Limit:
- Per Transaction: NPR 10,000
- Daily Limit: NPR 25,000
- Monthly Limit: NPR 100,000
These distinctions acknowledge the different security profiles and usage patterns between app-based and web-based mobile banking.
3. Corporate Internet Banking – BizNex: Powering Business Efficiency
BizNex Internet Banking is Global IME Bank’s advanced solution for corporate clients, offering significantly higher transaction ceilings tailored for the demands of business operations:
Fund Transfer:
- Per Transaction: NPR 1,000,000
- Daily Limit: NPR 5,000,000
- Monthly Limit: NPR 10,000,000
- Bulk Payment & Utility Payment: The same generous limits apply, facilitating large-scale payroll processing, vendor payments, and utility settlements.
BizNex is thus positioned as an indispensable tool for businesses requiring seamless, high-volume, and secure financial operations, supporting their growth and efficiency.
4. Debit Card Transactions: Versatility for Everyday Spending
Global IME debit cards offer unparalleled versatility for both ATM withdrawals and Point-of-Sale (POS) purchases, both domestically and internationally. The updated limits are as follows:
ATM Transaction:
- Per Transaction: NPR 25,000
- Daily Limit: NPR 100,000
- Monthly Limit: NPR 1,000,000
POS Transaction (Within Nepal):
- Per Transaction: NPR 100,000
- Daily & Monthly Limit: NPR 1,000,000
POS Transaction (International):
- Daily Limit: NPR 25,000
- Monthly Limit: NPR 100,000
Load Card to Wallet:
- Per Transaction: NPR 5,000
- Monthly Limit: NPR 50,000
These limits strike a balance between daily convenience and security against potential misuse, particularly for international transactions where risk profiles can differ.
5. Credit Card Limits: Flexible Access to Credit
Global IME Bank’s credit cards provide flexible access to funds, with specific limits for cash withdrawals:
ATM Cash Withdrawal:
- Per Transaction: NPR 15,000
- Daily Limit: NPR 100,000
- Monthly Limit: NPR 1,000,000
These limits are designed to provide emergency cash access while promoting responsible credit usage.
6. Dollar Travel Card & Credit Card – E-COM Transactions: Global Connectivity
For international travel and online foreign currency transactions, Global IME Bank offers specialized cards with limits aligned with Nepal Rastra Bank’s foreign exchange guidelines:
POS & ATM (Foreign):
- Per Transaction: USD 175
- Daily Limit: USD 500
- Monthly Limit: USD 1,500
Online Transaction (E-COM):
- Per Transaction: USD 100
- Daily Limit: USD 300
- Monthly Limit: USD 1,000
These limits are crucial for international travelers and those making cross-border online purchases, ensuring compliance and secure foreign currency transactions.
7. E-COM Dollar Card: Simplifying International Online Purchases
Specifically designed for seamless international online purchases, the E-COM Dollar Card has its own set of dedicated limits:
E-COM Dollar Card Limit:
- Per Transaction: USD 100
- Daily Limit: USD 300
- Monthly Limit: USD 1,000
This card provides a dedicated and secure channel for e-commerce activities on global platforms, reflecting the growing trend of online international shopping among Nepalese consumers.
A Future-Proof Approach to Digital Banking
By transparently defining and regularly updating its digital transaction limits, Global IME Bank reinforces its unwavering commitment to enhancing security, proactively managing financial risks, and delivering an even more reliable and personalized banking experience. These clearly articulated limits are vital in ensuring that both its vast retail clientele and its critical corporate clients can execute their transactions with utmost efficiency, while simultaneously mitigating the potential for fraud or misuse.
Customers are strongly encouraged to familiarize themselves with these updated limits and to select the platform and limit structure that best aligns with their individual or business needs. Whether it’s for routine online transfers, managing large-scale corporate financial flows, facilitating overseas travel spending, or engaging in global e-commerce, Global IME Bank’s robust digital ecosystem is designed to support every financial endeavor securely and effectively. This comprehensive update reflects the bank’s forward-thinking approach to digital finance, solidifying its position as a leader in Nepal’s banking sector.
For More: Global IME Transaction Limit