30th June 2025, Kathmandu
In a significant step towards transforming the shopping experience for Nepali consumers, HamroBNPL has introduced an easy installment (Buy Now, Pay Later – BNPL) facility on over 600 products from more than 60 popular brands.
HamroBNPL Offers Easy Installments
This innovation eliminates the burden of making large upfront payments during purchases and enables consumers to buy essential products immediately while paying in easy monthly installments.
With the tagline “Buy now, pay smart”, HamroBNPL has partnered with several major retail stores and brands to provide installment-based financing directly at the point of sale. According to the company, customers can now enjoy installment services from reputable brands and stores such as Shree Balaji Diamond, Oliz Store, Sony, Big Digital, Honor, Lenovo, Panasonic, Sansui, Yasuda, and Akaritech, among others.
The BNPL service is designed to make essential shopping more accessible, especially for customers who qualify for phone loan facilities. For eligible users, HamroBNPL offers zero-interest installment plans for up to six months, providing a cost-effective alternative to traditional credit purchases.
Currently, this zero-interest facility is available to phone-loan-eligible customers from the Agricultural Development Bank, Nepal Investment Mega Bank, Kumari Bank, and Laxmi Sunrise Bank. HamroBNPL aims to expand this network further shortly to serve more customers across the country.
According to the company, “This service was launched to make shopping more convenient, digital, and financially inclusive for all Nepali consumers.” With a focus on adopting new technologies and digital financial solutions, HamroBNPL believes it is contributing to a smarter, more seamless retail experience.
Making Shopping Smarter And Easier For Consumers
HamroBNPL’s BNPL system enables consumers to immediately purchase products they need, such as smartphones, electronics, appliances, and even luxury items like diamond jewelry, without worrying about the total cost upfront. Instead, payments can be made monthly in small amounts, making premium products more accessible to a wider range of consumers.
The growing popularity of BNPL globally has influenced the rise of such solutions in Nepal as well, especially among young, urban consumers looking for smart, budget-friendly payment options. HamroBNPL’s introduction of this service aligns with broader global fintech trends that promote financial flexibility, affordability, and convenience.
Transforming The Nepali Retail Landscape
As digital transactions and fintech adoption continue to grow in Nepal, platforms like HamroBNPL are leading the way in redefining the country’s retail and payment ecosystems. By offering BNPL at physical stores of partner brands, the service bridges the gap between traditional retail and modern financial technology.
HamroBNPL’s initiative also supports financial inclusion by empowering consumers who may not have access to credit cards or large savings but still need to make high-value purchases. The focus on digitally-enabled consumer finance ensures that even first-time buyers can engage in responsible spending with transparent and structured repayment options.
Vision For The Future
With this launch, HamroBNPL has set a new benchmark for consumer-centric financial services in Nepal. The company aims to continually expand its partner network and product portfolio, bringing more choices and benefits to consumers. Additionally, it plans to increase collaboration with financial institutions to make credit-based purchasing safer, faster, and more widespread.
As Nepal embraces digital transformation in retail and banking, solutions like HamroBNPL are expected to play a vital role in shaping the country’s financial landscape.
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