Infinity Laghubitta Integrates NPI, Pioneers Digital Loan Disbursement in Nepal’s Microfinance
8th April 2025, Kathmandu
In a groundbreaking move, Infinity Laghubitta Bittiya Sanstha Limited has become the first microfinance institution (MFI) in Nepal to enable digital loan disbursements through Nepal Clearing House Limited (NCHL)’s Nepal Payment Interface (NPI).
Infinity Laghubitta Integrates NPI
This integration marks a significant leap toward digital financial inclusion, allowing seamless and secure transactions for its customers.
How Infinity Laghubitta is Revolutionizing Digital Payments?
By integrating NCHL’s NPI system, Infinity Laghubitta can now:
Disburse loans directly to members’ bank accounts
Facilitate instant collections (deposits, loan repayments) via NCHL-IPS & RPS
Process salary payments, vendor payments, and government revenue deposits digitally
Centralize funds from multiple branches efficiently
This advancement eliminates the need for manual cash handling, reducing risks and enhancing transaction speed and transparency.
What is NCHL’s NPI System?
The Nepal Payment Interface (NPI) is an open API-based platform that connects banks and financial institutions for seamless digital transactions. Key features include:
53+ member banks & financial institutions connected
100+ non-banking institutions (PSPs, PSOs, remittance companies, MFIs) integrated
Supports NCHL-IPS, RTS, and other payment systems
Why This Matters for Financial Inclusion in Nepal?
Infinity Laghubitta’s adoption of NPI aligns with Nepal’s push toward a cashless economy. Benefits include:
Faster loan processing for rural and low-income customers
Reduced operational costs for the microfinance sector
Enhanced security with digital transaction trails
Greater financial access for unbanked populations
About Infinity Laghubitta
Established in 2016 (2073 BS), Infinity Laghubitta operates 96 branches across 48 districts, serving 100,000+ households with:
Group-based lending
Savings & deposit services
Micro-insurance & remittance solutions
The Future of Digital Microfinance in Nepal
As the first MFI to adopt NPI, Infinity Laghubitta sets a new benchmark for Nepal’s microfinance sector. This move paves the way for:
More MFIs to adopt digital payment solutions
Increased financial literacy & digital banking adoption
Stronger integration with national payment systems
Conclusion
Infinity Laghubitta’s integration with NCHL’s NPI is a game-changer for Nepal’s microfinance industry. By enabling digital loan disbursements and payments, the institution is driving financial inclusion, efficiency, and innovation, ultimately empowering low-income families with modern banking solutions.
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