Jyoti Bikas Bank Revolutionizes Banking with Interbank Teller QR Payment Service

29th July 2025, Kathmandu

On the auspicious occasion of its 17th anniversary, Jyoti Bikas Bank Limited has unveiled a significant digital innovation: the Interbank Teller QR Payment Service. This pioneering initiative underscores the bank’s unwavering commitment to advancing digital banking solutions and enhancing customer convenience across Nepal.

Jyoti Bank Interbank QR

The newly launched service enables even non-account holders to seamlessly withdraw cash from any Jyoti Bikas Bank branch. Individuals with an active mobile banking app from any bank or financial institution in Nepal can now simply scan a designated QR code at the teller counter to complete their transaction and receive cash.

This groundbreaking facility eliminates the dependency on ATMs or the need to locate a branch of one’s bank, offering unprecedented flexibility and accessibility for cash withdrawals throughout the nation. To utilize this service, users are only required to have an active mobile banking-enabled account with a Nepalese bank or financial institution and present a valid identification document for verification.

By introducing the Interbank Teller QR Payment Service, Jyoti Bikas Bank reaffirms its dedication to modernizing banking practices through digital innovation. The bank is poised to continue its pursuit of efficient and innovative solutions, strengthening customer services and satisfaction for all Nepalese.

Jyoti Bikas Bank, Interbank Teller QR, QR Payment, Digital Banking Nepal, Cash Withdrawal, Mobile Banking, Financial Services, Nepal, 17th Anniversary, Banking Innovation, Customer Convenience.

About  Jyoti Bikas Bank “Super Smart Savings Account”

Jyoti Bikas Bank (JBBL) today announced the launch of its innovative “Super Smart Savings Account,” designed to offer a comprehensive suite of benefits and an attractive interest rate to its customers. Living up to its “Power of 15” theme, this new savings product aims to revolutionize personal banking with zero fees, higher returns, and exclusive discounts.

The Super Smart Savings Account, requiring a minimal balance of just Rs. 15, stands out with an appealing interest rate of 3.75% per annum, with interest credited quarterly. This competitive rate positions the account as a smart choice for individuals seeking to grow their savings efficiently.

Beyond the attractive interest, the Super Smart Savings Account is packed with features designed for modern banking convenience and savings:

• Zero-Cost Digital & Card Services: Customers will enjoy free mobile banking registration, free DEMAT account opening, free Meroshare registration, and free debit card registration. The account also includes free cash withdrawals from any ATM for up to two transactions per month and free Dollar Card issuance charges.
• Investment & Loan Advantages: The account offers free integration to Broker Accounts (TMS, upon request), a 50% waiver on Fixed Deposit prematurity charges, and a 25-basis-point waiver on loan processing fees, providing significant financial relief for future investments and borrowing needs.
• Exclusive Discounts: Account holders can avail of a 30% waiver on security deposits and a 50% discount on annual charges for locker facilities (subject to availability). Furthermore, they benefit from a 15 paisa discount or premium on foreign currency exchange transactions for USD, AUD, CAD, GBP, and EURO.
• Accessibility and Transparency: Free on-demand account statements are available at all times, ensuring complete transparency and easy access to transaction history.

Opening a Super Smart Savings Account is convenient, with options to apply online via the bank’s Online Application Portal or by downloading, printing, and submitting the duly filled form at any nearest JBBL branch. Required documents include a duly filled account opening form, citizenship/passport, and a passport-size photograph.

With the introduction of the Super Smart Savings Account, Jyoti Bikas Bank continues its trajectory towards fostering modern banking practices by prioritizing customer convenience, access, and overall satisfaction through digital innovation and value-added services.

For More:-Jyoti Bank Interbank QR