9th April 2025, Kathmandu
In an exciting new development, Khalti, Nepal’s leading digital wallet, has partnered with SuryaJyoti Life Insurance to bring a groundbreaking feature to its users.
Khalti Insurance e-Loans
The newly introduced e-loan service allows users to apply for loans based on their insurance premiums, without the need for collateral or long paperwork.
The entire process can be completed online, and the funds are instantly credited to the user’s Khalti wallet, making it easier than ever for individuals to access quick financial support.
How Does Khalti’s e-Loan Work?
The e-loan system is designed to offer hassle-free access to loans for Khalti users. The loan amount can go up to Rs. 50,000, and the application process is simple and fast:
Eligibility: To be eligible, the insurance policy number and the registered Khalti account number must match. This integration simplifies the process by directly linking SuryaJyoti Life Insurance with the Khalti app.
Instant Access to Funds: Once eligibility is confirmed, the loan amount is credited instantly to the user’s Khalti wallet—no queues, no waiting for approval.
No Collateral Needed: One of the standout features of this loan is that users do not need to provide any collateral, making it an ideal option for those in urgent financial need.
Benefits of Khalti’s Insurance-Based e-Loan
Quick and Easy Process: The days of waiting in long queues for loans are over. Khalti’s e-loan allows you to apply and receive funds from the comfort of your home.
No Paperwork: Traditional loan applications often require tedious paperwork, but with this new feature, Khalti streamlines the entire process digitally, making it faster and more convenient for users.
Financial Flexibility: With instant access to up to Rs. 50,000, users can manage urgent financial requirements without any hassle.
A Step Towards Digital Financial Inclusion
According to Vinay Khadka, the CEO of Khalti:
“Our goal is to simplify financial access through digital means, and this collaboration with SuryaJyoti Life Insurance is a step in that direction. We believe that this e-loan service will provide much-needed financial support to those facing immediate financial challenges.”
This initiative not only benefits the users but also paves the way for further financial innovations in Nepal. With digital wallets becoming increasingly popular in the country, Khalti’s e-loan service is poised to revolutionize the way people access loans.
Download the Khalti App Today
The Khalti app is available for download on both Android and iOS devices. To take advantage of this innovative feature, simply download the app from www.khalti.com/app and start enjoying the benefits of fast, paperless, and hassle-free loans today.
Conclusion
Khalti’s new insurance-based e-loan feature is a game-changer for Nepali users looking for quick financial solutions. By eliminating the need for collateral and traditional paperwork, Khalti is making financial services more accessible, efficient, and user-friendly. Whether it’s an urgent expense or an emergency, you can now receive funds instantly, right into your Khalti wallet, simplifying financial access for all.
For more: Khalti Insurance e-Loans