Kumari Bank Hereko Herai Bachat Khata: Unlock 4.51% Interest & Seamless Mobile Banking Today!
22nd June 2025, Kathmandu
Are you looking for a savings account that does more than just keep your money safe? Kumari Bank introduces the Hereko Herai Bachat Khata—a premium savings solution that rewards your trust with high interest rates, smart banking services, and financial flexibility like never before.
Kumari Hereko Herai Bachat Khata
With a competitive interest rate of 4.51% per annum, this account offers one of the highest returns in the market for individual savers. All you need is a minimum balance of NPR 25,000, and you’ll unlock a host of digital and value-added services designed to make your banking easier, faster, and more rewarding.
Why Choose Hereko Herai Bachat Khata?
Unlike traditional savings accounts that offer average returns, Hereko Herai Bachat Khata gives you more for doing what you already do—saving your money. With 4.51% interest, your balance grows faster, making it ideal for both personal and long-term financial goals.
Compared to other savings products like:
Kumari Saving Account (3.01%)
50 Plus Saving (3.01%)
Youth Saving (3.01%)
Chhori Bachat Khata (3.51%)
it’s clear that Hereko Herai Bachat Khata stands out for premium savers who want more from their bank.
Smart Banking, Seamless Access
With this account, your money not only grows—it moves with you. Enjoy full digital access through:
Mobile Banking
Internet Banking
Debit/Credit Card Services
Locker Services (Effective from Ashadh 1, 2082 / June 15, 2025)
From online transactions to ATM withdrawals, everything is at your fingertips. Whether you’re on the go or at home, bank smarter and live freer with Kumari’s seamless digital platform.
Simple Documentation, Fast Setup
Getting started is easy. You only need:
A copy of your citizenship or valid passport
NID card or NID number
A screenshot verifying your Nepalese mobile number
A passport-size photo
Kumari Bank values your time—so the setup process is straightforward, and you can start enjoying benefits quickly.
Fixed Deposits & More: Choose How You Save
Looking for additional saving options? Kumari Bank offers attractive LCY and FCY fixed deposit rates, including:
Up to 5.71% per annum via Kumari Smart App
Recurring deposits from 1 to 5 years with up to 4.81%
Institutional deposits ranging from 3.01% to 4.51%
Foreign currency deposits like USD (up to 3.75%) and GBP (2.50%)
Apply through the Kumari Smart Mobile App and enjoy a 0.25% interest discount on loans taken against your fixed deposit.
Earn More With Remittance-Based Accounts
Remittance users enjoy even more benefits. If you open a Remit Fixed Deposit, Kumari Bank adds an extra 1% on top of the published interest rate. Just provide valid remittance proof, and watch your savings grow even faster.
Know The Rules, Stay In Control
Kumari Bank ensures that all savings and loan schemes follow the rules of the Nepal Rastra Bank (NRB). For recurring deposits, missing three installments may convert your account to a regular savings account—with applicable interest adjustments.
The base rate for Baisakh 2082 is 6.77%, and the interest spread is 3.48%, ensuring fairness and transparency.
The Verdict: Save Big, Live Free
With Hereko Herai Bachat Khata, Kumari Bank redefines what it means to save. You’re not just depositing money—you’re investing in a smarter, more rewarding financial lifestyle. Whether you want high interest, 24/7 banking access, or exclusive services, this account is built to meet your needs.
So why settle for less?
Choose Hereko Herai Bachat Khata and watch your savings work harder—while you live smarter.
For more:- Kumari Hereko Herai Bachat Khata
