23rd June 2025, Kathmandu
The MBL Credit Card offers a revolving credit line designed to help customers manage their finances with ease. Its credit limit depends on the cardholder’s income, financial background, and regulations set by Machhapuchchhre Bank Limited and Nepal Rastra Bank (NRB). This makes the card ideal for people who need short-term credit with flexible repayment options.
MBL Credit Card Benefits
Wide Acceptance Across Nepal And India
With the MBL Credit Card, users can pay for goods and services at merchant locations equipped with Point of Sale (POS) terminals. The card is accepted throughout Nepal and India. Moreover, cardholders can withdraw cash and check balances at ATMs in these countries. This wide acceptance ensures convenient and secure transactions no matter where you are.
Flexible Payment Options For Easy Credit Management
One major benefit of the MBL Credit Card is its payment flexibility. Customers can either pay the full amount due on their card statement or settle a minimum payment. This minimum is set at 5% of the outstanding balance or NPR 1,000—whichever is higher. This must be paid by the due date every month. Such flexibility allows cardholders to manage their cash flow without falling behind on payments.
Quick And Short-Term Loan Facility
The credit card also serves as a quick loan option. Cardholders gain access to a short-term credit line that helps cover emergency expenses or planned purchases. This makes the MBL Credit Card more than just a payment tool—it acts as a financial backup. The quick loan feature suits salaried employees, business owners, pensioners, depositors, and existing credit customers alike.
Key Features Of MBL Credit Card
Accepted at POS terminals and ATMs across Nepal and India.
Acts as a fast and convenient short-term loan.
Provides flexible payment options, starting from 5% of due amount.
Offers cash advance facilities following NRB guidelines.
Includes easy e-statement facility for tracking expenses.
Card validity lasts for five years.
Free issuance fee for group applications of five or more people.
Who Can Apply For The MBL Credit Card?
The card is available to a wide range of applicants, including:
Salaried individuals from any sector.
Self-employed people running their own businesses.
Retired individuals receiving pension benefits.
Account holders and depositors of Machhapuchchhre Bank.
Existing credit customers who meet eligibility requirements.
How To Apply And Additional Benefits?
Applying for the MBL Credit Card is simple and hassle-free. Customers can apply online or visit the nearest Machhapuchchhre Bank branch. The bank provides an easy e-statement facility, helping cardholders track their spending and manage payments efficiently.
One of the best offers includes a waived issuance fee when five or more people apply as a group. This makes the card very attractive for families, friends, or coworkers who want to enjoy credit benefits without upfront fees.
Safe And Secure Transactions
MBL takes security seriously. The credit card ensures all transactions are safe and protected by advanced security measures. Customers can shop and withdraw cash with confidence, knowing their data and funds are secure.
Why Choose The MBL Credit Card?
The MBL Credit Card stands out for its versatility, ease of use, and flexible credit terms. Its acceptance across Nepal and India adds to its appeal. Moreover, the card provides quick access to funds through its short-term loan feature. Combined with secure transactions and useful features like e-statements, this card is a top choice for many Nepali consumers.
Conclusion
If you are looking for a reliable and flexible credit card in Nepal, the MBL Credit Card is an excellent option. It suits various financial needs, whether for daily purchases, emergencies, or managing cash flow. Its easy application process, extended validity, and waived issuance fees for group applicants add to its value.
To learn more or apply for the MBL Credit Card, visit the official website: Machhapuchchhre Bank Credit Card. Take control of your finances today with MBL’s trusted credit solution.
For more:- MBL Credit Card Benefits