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Nabil Bank: 41 Years of Financial Leadership & Digital Innovation in Nepal

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12th July 2025, Kathmandu

Nabil Bank, a cornerstone of Nepalese finance, proudly marks its 41st anniversary, celebrating decades of robust growth, technological pioneering, and an unwavering commitment to the nation’s economic development.

Nabil Bank 41 Years

Since its establishment in 1984, Nabil Bank has consistently set benchmarks in the banking sector, evolving from a pioneer in computer-based banking to a leader in digital transformation and sustainable financial practices.

A Legacy of Trust and Growth

From its modest beginnings with 2 branches and 144 employees in FY 2041/42, Nabil Bank has expanded its footprint dramatically, now boasting 268 branches, 321 ATMs, and 21 extension counters serving nearly 2.5 million customers across Nepal. This extensive network underpins the bank’s deep trust and solid institutional foundation within its customer base.

The bank’s financial indicators showcase remarkable growth over four decades:

Metric                                                   FY 2041/42                                                        FY 2081/82 (Q3)

Net Worth                                            NPR 28 million                                                 NPR 61.24 billion

Deposit Collection                              NPR 146 million                                               NPR 510.66 billion

Loan Disbursement                            NPR 133 million                                               NPR 415.82 billion

Total Assets                                          NPR 269 million                                              NPR 611.86 billion

Net Profit (Post-Tax)                          NPR 1 million                                                   NPR 5.05 billion

As of Ashar 26, 2082 BS, the bank managed loans worth NPR 433 billion and collected deposits totaling NPR 535 billion, reinforcing its position as Nepal’s leading commercial bank.

Driving Economic Growth Through Strategic Investments

Nabil Bank’s loan portfolio reflects a strong commitment to Nepalese economic development, with significant contributions to key productive sectors:

Agriculture: NPR 49.5 billion

Energy: NPR 40 billion (supporting over 3,000 MW of power production)

MSMEs (Micro, Small, and Medium Enterprises): NPR 38.5 billion

Interest-Subsidized Loans: NPR 7 billion

These targeted investments have played a crucial role in boosting production and generating employment opportunities across the nation.

Pioneering Digital Banking in Nepal

Nabil Bank has consistently been at the forefront of technological innovation, introducing transformative digital services such as Mobile Banking, Nabil nBank, QR payments, online loan applications, and online account opening. This commitment to digital empowerment has modernized Nepal’s financial landscape and made banking services more accessible and convenient for its vast customer base.

Celebrating 41 Years with Customer-Centric Offers

To commemorate its 41st anniversary, Nabil Bank has launched two special initiatives aimed at enhancing customer value and financial inclusion:

41-Day Anniversary Offer

From Ashar 28 to Bhadra 5, all new savings account holders will receive a free debit card for the first year. This offer, applicable to all types of new savings accounts, is designed to make modern banking services more accessible to the public.

Nabil Smart Naari Home Loan Scheme

Targeted at empowering women, the ‘Smart Naari Home Loan’ scheme provides flexible financing for home purchase, construction, renovation, or refinancing. Key features include:

Loans from NPR 700,000 to NPR 50 million

Up to 70% financing for first-time female home buyers

Tenure up to 35 years with a competitive premium of 1.5% above the base rate

Flexible repayment options with no prepayment charges

Additionally, eligible customers will receive a free lifetime credit card with a limit up to NPR 200,000, further supporting their economic independence.

As Nabil Bank embarks on its 42nd year, CEO Manoj Kumar Gyawali reaffirms the bank’s commitment to responsible, innovative, and sustainable banking practices, thanking customers, employees, regulators, government bodies, shareholders, and stakeholders for their unwavering support in this journey of sustained success and national contribution.

For more: Nabil Bank 41 Years


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