9th July 2025, Kathmandu
Agriculture is a key pillar of Nepal’s economy. Small farmers, cultivators, and livestock owners play a vital role in feeding the country and sustaining rural livelihoods. However, accessing timely and affordable finance remains a challenge for many.
Nabil Bank Agriculture Loan Nepal
To address this, Nabil Bank offers the Commercial Agro & Livestock Loan, specifically designed to support farming and agriculture-related businesses.
This loan provides essential capital for small-scale farmers and agribusiness units. It helps cover daily operational costs, purchase seeds, livestock, equipment, and supports the growth and expansion of commercial farming and animal husbandry ventures. Nabil Bank’s loan is flexible, making it suitable for a wide array of agricultural activities.
Key Features Of Nabil Bank’s Commercial Agro & Livestock Loan
Loan Amount: Up to NPR 1 million for small farmers and agricultural enterprises.
Loan Tenure: Up to 5 years, offering convenient repayment terms.
Repayment Mode: Equated Monthly Installments (EMI) for predictable monthly payments.
Approval Time: Fast loan processing with approvals generally within 7 working days after document submission.
Usage: Suitable for operational expenses such as seeds, fertilizers, livestock feed, and purchase of farming equipment.
These features ensure farmers and livestock owners receive quick financial assistance when needed, helping them manage farming cycles and seasonal demands efficiently.
Commercial Agriculture Loan Without Interest Subsidy: Greater Flexibility For Agribusiness Growth
Nabil Bank also offers a Commercial Agriculture Loan without Interest Subsidy for farmers and agribusinesses requiring larger loans.
Interest Rate: Base Rate plus 2% premium, maintaining affordable costs.
Loan Size: Up to NPR 1.5 million per borrower/unit, ideal for business expansion.
Age Limit: 18 to 65 years, inclusive of most farmers.
Tenure: Up to 5 years for term loans, supporting long-term financial planning.
Repayment: EMI for term loans and quarterly installments for working capital loans.
Moratorium: Up to 6 months grace period before repayments start.
Security: Requires registered mortgage charge on land or property owned by the borrower or partner.
This loan supports both working capital needs and long-term investments, perfect for scaling commercial farming or livestock enterprises.
Benefits Of Nabil Bank’s Commercial Agro & Livestock Loans
Access to Capital: Empowers small farmers to invest in seeds, fertilizers, livestock, and equipment.
Smooth Operations: Provides working capital for daily farming expenses like labor, irrigation, and feed.
Modernization: Enables purchase of modern machinery, irrigation systems, and storage facilities.
Higher Income: Increases productivity and profitability.
Rural Development: Encourages entrepreneurship and boosts Nepal’s agricultural sector.
Affordable Terms: Competitive interest rates with flexible repayment options.
Quick Processing: Fast approvals help farmers get funds timely for planting or other urgent needs.
Important Conditions And Fees
Loan security requires a registered mortgage on land or property owned by the borrower or partners.
Fees apply for Credit Information Center (CIC) reports and related assessments.
An additional 0.75% fee on total loan limit is charged for Loan Against Facility (LAF).
Despite these fees, loans remain affordable and customized for agricultural businesses.
How To Apply For Nabil Bank’s Commercial Agriculture Loans?
Visit any Nabil Bank branch or authorized financial institution offering agricultural loans.
Prepare required documents including identity proof, farming or livestock activity verification, and collateral papers.
Submit your loan application with necessary documents.
Wait for loan approval, usually within 7 working days.
After approval, receive loan disbursement and start using funds for your agricultural needs.
The application process is simple and farmer-friendly, designed to facilitate quick access to finance.
Conclusion: Boost Your Farming and Livestock Business With Nabil Bank
Nabil Bank’s Commercial Agro & Livestock Loan is a powerful financial resource for Nepal’s small farmers, cultivators, and livestock entrepreneurs. With loans up to NPR 1.5 million, flexible repayment terms, and competitive interest rates, these loans support modernization and expansion of agricultural businesses.
Invest in quality inputs, improve your farm’s productivity, and increase your income. These loans also drive rural economic growth and development. With fast approvals and flexible repayment options, this loan is ideal for farmers serious about growing their farming or livestock enterprises.
Apply for Nabil Bank’s Commercial Agro & Livestock Loan today to secure your future and contribute to Nepal’s agricultural advancement.
For more:- Nabil Bank Agriculture Loan Nepal