5th May 2025, Kathmandu
Nabil Bank has introduced a credit card that redefines convenience and savings. The Nabil Lifetime Free Credit Card comes with zero joining fees and no annual subscription charges—not just for the first year, but forever.
Nabil Bank Lifetime Free Credit Card
With this offering, the bank aims to attract modern users who value transparency, security, and financial freedom. This card is ideal for everyday spending and long-term financial planning.
Zero Cost for a Lifetime
Unlike traditional credit cards, Nabil’s Lifetime Free Credit Card never charges users any annual or renewal fees. It allows cardholders to enjoy full features without worrying about recurring costs.
There are no hidden conditions or minimum spending limits to maintain this free status. Whether users spend little or a lot, the card stays free throughout its validity.
Who Can Apply?
The card is available for a wide group of customers. Both individuals and business owners can apply. Salaried professionals, entrepreneurs, and account holders at Nabil Bank are all eligible.
To get started, applicants must meet basic financial criteria and submit a few documents. These include valid identification, PAN, and income proof.
How to Apply for the Card
Nabil Bank has made the application process simple. Interested users can apply by visiting the nearest branch or by applying online through the bank’s website.
Applicants need to fill out a form and submit supporting documents. Once approved, the bank issues the card with all necessary guidelines for secure usage.
Top Features and Benefits
Nabil Lifetime Free Credit Card offers more than just cost savings. It provides multiple features to enhance the customer experience:
VISA-powered global acceptance
Contactless payment support
Real-time SMS and email alerts
Online account access through Nabil SmartBank
Reward points on every transaction
Flexible repayment options
Users can shop in stores, pay bills online, subscribe to digital services, and more. The card also supports international usage for travel and online purchases.
Security First
Security is a top priority. The card is equipped with chip-based technology and two-factor authentication. Online transactions are protected with the latest 3D Secure systems.
Moreover, users receive alerts for every transaction. This helps track expenses and prevent misuse. The bank also offers monthly e-statements to help customers stay informed.
Reward Points on Every Spend
Each transaction with the Nabil Lifetime Free Credit Card earns reward points. These points can be redeemed for various offers and discounts. Over time, cardholders can enjoy significant value from regular purchases.
Unlike some cards that limit rewards, Nabil’s program is broad. It applies to most categories of spending, both local and international.
Designed for Everyday Use
The card is built for daily convenience. Users can pay for:
Grocery shopping
Fuel and travel expenses
Dining and entertainment
Online shopping and subscriptions
Utility and service bills
Thanks to VISA’s global network, the card works in Nepal and abroad. It’s perfect for both local errands and international travel.
Transparent Terms and Conditions
Although the card is free for life, users should still be aware of regular credit card terms. Interest charges apply only when dues are not paid on time. However, users who pay in full every month get up to 45 days of interest-free credit.
This makes the card a cost-effective way to manage cash flow and handle emergency expenses.
Nabil Bank’s Focus on Financial Freedom
With this new credit card, Nabil Bank shows its commitment to modern banking. The product supports financial inclusion, digital convenience, and long-term value.
By removing entry barriers like joining fees, the bank encourages more people to use credit responsibly. This also aligns with Nepal’s move toward cashless payments and digital finance.
Final Thoughts
The Nabil Lifetime Free Credit Card is more than just a financial tool—it’s a smart decision. Users benefit from zero fees, full access, and reward features without extra costs.
Whether you’re new to credit cards or looking to switch, this card offers a perfect balance of security, savings, and service. It’s a great fit for anyone who wants financial flexibility without paying extra.
Start your journey with Nabil Bank today. Apply for the Lifetime Free Credit Card and enjoy freedom that lasts a lifetime.
For more: Nabil Bank Lifetime Free Credit Card