Nabil Bank Revolutionizes Gold Ownership With ‘Dhukka Sun Kharid Karja’
31st July 2025, Kathmandu
In a significant stride towards enhancing financial accessibility and consumer convenience, Nabil Bank, a vanguard among Nepal’s commercial banking institutions, has proudly unveiled its latest offering: ‘Nabil Dhukka Sun Kharid Karja’. This specialized gold loan product is meticulously designed to empower customers to acquire their desired gold jewelry through flexible, affordable financing solutions and straightforward repayment plans.
Nabil Dhukka Sun Kharid
This groundbreaking product provides financing of up to 70% of the fair market value (FMV) of gold jewelry. Crucially, this facility is exclusively available for purchases made through Nabil Bank’s extensive and trusted network of registered jeweler merchants. This ensures that customers not only benefit from convenient financing but also acquire high-quality, authentic gold from credible sources. With ‘Dhukka Sun Kharid Karja’, the dream of owning exquisite gold ornaments can now become a reality, with the added benefit of manageable Equated Monthly Installments (EMIs). The purchased jewelry is securely held by the bank as collateral, to be returned once the full loan amount has been repaid, offering peace of mind to the borrower.
A Smart and Accessible Path to Gold Ownership
‘Nabil Dhukka Sun Kharid Karja’ is particularly tailored for individuals who aspire to invest in or gift gold but prefer not to bear the burden of a full upfront payment. This innovative scheme allows borrowers to access loans of up to NPR 1 million, providing substantial financial leverage. The loan tenures are remarkably flexible, ranging from just a few months to an extended maximum of 10 years, allowing customers to choose a repayment schedule that aligns perfectly with their financial capacity.
One of the most compelling features that sets this loan product apart is its expedited processing. A delivery order is issued within a mere one hour of application, ensuring a swift and seamless experience. This rapid turnaround time is a game-changer for customers who desire to finalize their jewelry purchase without unnecessary delays, making the entire process efficient and hassle-free.
Expanding Reach: Branches Offering This Facility
To maximize accessibility, Nabil Bank has strategically rolled out the ‘Nabil Dhukka Sun Kharid Karja’ service across key branches, catering to both urban and semi-urban populations. Currently, customers can avail this facility at:
Inside Kathmandu Valley:
- Nabil Bank New Road Branch
- Nabil Bank Koteshwor Branch
Outside Kathmandu Valley:
- Butwal (Yogikuti Branch)
- Nepalgunj (Bhanubhakta Chowk Branch)
This targeted geographic reach ensures that a broad spectrum of customers across Nepal can conveniently access this beneficial financial product.
Core Features of Nabil Dhukka Sun Kharid Karja: Designed for Convenience
Nabil Bank’s commitment to customer satisfaction is evident in the robust features of its new gold loan product:
- Up to 70% financing: A generous loan-to-value ratio based on the fair market value of the gold jewelry, minimizing the initial capital outlay for the customer.
- Competitive interest rates: Structured to be affordable, making gold ownership more attainable for a wider demographic.
- Free insurance coverage: An invaluable addition that provides an extra layer of security for the gold jewelry held as collateral, safeguarding the customer’s investment.
- Quick processing: The remarkable one-hour delivery order issuance significantly streamlines the purchase process.
- Flexible loan tenures: Ranging up to 10 years, offering ample time for comfortable repayment.
- Substantial loan amount: Up to NPR 1,000,000, catering to diverse jewelry purchase needs.
These features collectively position Nabil Bank’s ‘Dhukka Sun Kharid Karja’ as one of the most convenient, transparent, and customer-centric gold loan offerings currently available in the Nepalese market.
Partnering with Trust: Registered Jewelry Merchants
Nabil Bank understands the importance of trust and quality when it comes to gold purchases. To uphold this, the bank has forged partnerships with several reputable and credible jewelers. Customers are advised to select their desired gold jewelry items exclusively from these authorized vendors to qualify for the financing scheme. The comprehensive list of these registered merchants is readily available on Nabil Bank’s official website: https://www.nabilbank.com/merchants. This ensures that every gold purchase made through this scheme is not just financially convenient but also assures authenticity and quality.
Streamlined Documentation for Ease of Application
Applying for ‘Nabil Dhukka Sun Kharid Karja’ is designed to be straightforward, requiring minimal documentation:
- Copy of citizenship certificate (for both the applicant and nominee)
- Recent passport-size photos (of both the applicant and nominee)
- Quotation of gold jewelry from a registered jeweler
- Official invoice of the selected gold jewelry
Empowering Affordable Gold Ownership in a Dynamic Market
With the persistent upward trend in gold prices, Nabil Bank’s ‘Dhukka Sun Kharid Karja’ emerges as a timely and vital financial solution. It directly addresses the growing need for individuals to acquire gold – whether for significant life events like weddings, as thoughtful gifts, or as a strategic personal investment – without the immediate financial strain of a full upfront payment. This product effectively democratizes gold ownership, empowering customers across Nepal to own this precious metal responsibly and affordably.
For those seeking to understand more about this transformative gold loan, a visit to any Nabil Bank branch offering this facility is highly recommended. Expert financial advisors will be available to guide prospective customers through the application process and provide all necessary information, ensuring a smooth and confident journey towards gold ownership.
For more: Nabil Dhukka Sun Kharid
