22nd May 2025, Kathmandu
In today’s fast-moving world, managing your finances while protecting your health is essential. For working individuals in Nepal and abroad, the Nabil Karmashil Bachat Khata is a smart choice. It’s more than a savings account—it supports your financial goals and offers critical illness insurance at no extra cost.
Why Choose Nabil Karmashil Bachat Khata?
This account is made for salaried employees, remittance earners, and aspiring entrepreneurs. Whether you work in Nepal or overseas, it helps you save, grow, and secure your future.
Key Features at a Glance
No Minimum Balance Requirement
Start your account with a zero balance. You have full flexibility.
Free Financial Tools
Free cheque book
Free balance certificate
Locker Discount
Get 25% off the annual charge for a safety deposit locker (subject to availability).
Digital Banking Access
Enjoy free first-year subscriptions for:
NPR Debit Card
NPR Credit Card
International Prepaid Card (USD)
nBank Mobile Banking
nBank Web (Internet Banking)
Manage your money anytime, anywhere.
New and Powerful Digital Features
International Number Support for nBank
You can now register for nBank using an international phone number—ideal for Nepalis living or working abroad.
Video KYC Made Easy
Open an account or update your KYC from anywhere using Video KYC. No branch visit needed.
Instant Account Opening + Card Delivery
Experience quick account setup with fast debit card delivery, simplifying your onboarding process.
Built-In Insurance: Nabil Care
This account includes Nabil Care, an insurance plan powered by MetLife. It protects you from health risks and supports your family with life coverage.
Critical Illness Coverage (CI)
Get NPR 300,000 if diagnosed with any of these 13 illnesses:
Major Cancers
First Heart Attack
Kidney Failure
Stroke
Heart Valve Surgery
Primary Pulmonary Hypertension
Serious Coronary Artery Disease
Fulminant Hepatitis
Aplastic Anaemia
Coma
End-Stage Lung Disease
End-Stage Liver Failure
Major Organ/Bone Marrow Transplantation
Term Life Coverage (TL)
Receive NPR 75,000 in case of death (excluding suicide).
Total Combined Coverage
Up to NPR 375,000 in the event of death due to a critical illness.
Easy Claim Process
No need to submit medical bills. The claim process is simple and stress-free.
Who Can Get Insurance Coverage?
To qualify for Nabil Care:
The account must be an individual NPR savings account (joint accounts excluded)
Age should be between 16 and 64
Maintain a minimum daily balance of NPR 100,000 throughout a Nepali month
Insurance starts from the next Nepali month after meeting the balance requirement
Build a Better Future—Here and Abroad
Whether you work in Nepal or abroad, your hard work should support your future. Nabil Karmashil Bachat Khata is built to honor that effort. It gives you control over your finances while offering peace of mind.
You get:
Savings with no pressure
Free banking tools
Digital banking convenience
Insurance protection
Global support for account management
A smarter, secure financial lifestyle
Final Thoughts
Health emergencies and financial uncertainty are real. With Nabil Karmashil Bachat Khata, you are better prepared. It’s more than a bank account—it’s your partner in security, savings, and growth.
Open your Nabil Karmashil Bachat Khata today. Take control of your financial journey with confidence—at home or abroad.
For more: Nabil Karmashil Bachat Khata