NADA Auto Show 2025: A Guide to Auto Loan Interest Rates from Participating Banks
22nd August 2025, Kathmandu
The air at Bhrikutimandap is buzzing with excitement as the NADA Auto Show 2025 captivates thousands of visitors. While the gleaming new cars and cutting-edge electric vehicles (EVs) are the main attraction, a critical component of the purchasing decision for many Nepalis is the availability of favorable financing.
Bank Auto loan NADA
Recognizing this, a significant number of banks have established dedicated stalls at the show, providing a one-stop solution for prospective car buyers. With a wide range of loan products and competitive interest rates, these financial institutions are playing a crucial role in driving the nation’s automotive market.
For many, a new vehicle remains an aspirational purchase that is often made possible through a reliable and affordable bank loan. These financing schemes are not just individual transactions; they are vital arteries that keep the automotive sector and the broader economy active.
This year, eight prominent banks have a strong presence at the NADA Auto Show, each vying to offer the most attractive auto loan packages. ICTFrame brings you a detailed breakdown of what each bank is offering, with interest rates ranging from an impressive 6.23% to 8.25%.
Agricultural Development Bank (ADBL) leads the pack with a highly competitive offering. The bank is providing auto loans at a minimum interest rate of just 6.23%.
This is achieved by adding a mere 0.36% premium over its current base rate of 5.87%, making it one of the most accessible options for borrowers. ADBL also charges a reasonable 0.75% service fee, ensuring a low entry cost for those looking to finance their new ride.
Nabil Bank, a major player in Nepal’s financial landscape, is offering flexible loan options. Their auto loans are available for up to 7 years with a minimum interest rate of 6.74% and a 0.5% service fee.
For customers who prefer a predictable financial commitment, Nabil also provides a fixed annual rate of 8.25% for a 7-year tenure, coupled with a minimal service fee of only 0.25%. This dual-scheme approach caters to both variable-rate and fixed-rate seekers.
Global IME Bank stands out with straightforward and competitive rates. It is offering auto loans at a floating interest rate of 6.99%. Additionally, for those who prefer a long-term fixed rate, the bank provides an 8.25% interest rate for a 5-year period. This clarity in pricing is a significant advantage for buyers who want to know their repayment schedule upfront.
Himalayan Bank is providing its auto loans with an interest rate of 7.57%. This rate is calculated by adding a 0.87% premium over its base rate. The bank is also offering a generous loan tenure of up to 8 years, providing borrowers with the flexibility of lower monthly installments over a longer period.
Sanima Bank is also championing the shift to electric mobility with a fixed interest rate of 7.49% for EV loans. For other vehicles, it offers two schemes: 7.99% for a 5-year tenure and 8.15% for a 7-year tenure.
Sanima Bank is also promising a quick and efficient loan approval process, with a promise to approve loans within just 3 days and a 0.5% processing fee, a crucial factor for a speedy purchase.
Nepal SBI Bank is offering vehicle loans at a fixed rate of 6.99% for tenures ranging from 3 to 7 years. The bank’s offer is designed to be highly accessible with a minimal processing fee, making it a compelling option for a wide range of customers.
Laxmi Sunrise Bank is at the show with a special offering of a 7.99% fixed rate loan for 7 years. The bank is also promoting special discounts and offers that are targeted specifically for NADA Auto Show visitors, valid until Mangsir 14. This limited-time promotion adds an extra layer of incentive for potential buyers at the event.
In summary, the NADA Auto Show 2025 is not just a showcase of the latest automotive technology but also a hub for financial services. The competition among banks is resulting in a favorable environment for consumers, with interest rates starting as low as 6.23% and going up to 8.25%.
The diverse schemes, varying tenures, and special offers for EVs and show visitors mean that there is a loan option available for every type of buyer. This financial ecosystem at the show is a clear indicator of the strong synergy between Nepal’s automotive industry and its banking sector, a partnership that continues to fuel the nation’s economic growth.
For more: Bank Auto loan NADA
