NADA Auto Show 2025: Your Guide to Affordable Cars & EV Loans in Nepal

23rd August 2025, Kathmandu

The highly anticipated NADA Auto Show 2025 has kicked off at Bhrikutimandap, bringing a wave of excitement and a showcase of cutting-edge automotive technology to the Nepali market.

NADA Auto Show 2025 loans

This year’s event, organized by the Nepal Automobile Dealers Association, isn’t just about new car launches; it’s a golden opportunity for prospective buyers to leverage attractive financing options and make their dream car a reality.

With a wide range of vehicles on display, from budget-friendly electric vehicles (EVs) to high-end luxury models, dealers and financial institutions are collaborating to offer deals that are hard to resist.

The show, which began on Tuesday, is a testament to the growth of Nepal’olks automotive sector. Prices of new cars range from as low as Rs. 18.99 lakhs to a staggering Rs. 2.20 crores. But don’t let the price tags intimidate you.

Thanks to supportive policies from Nepal Rastra Bank, customers can secure a car loan for up to 60% of the total vehicle price. This means you only need to arrange a 40% down payment to get the keys to your new ride, with the rest payable in easy monthly installments (EMI) at competitive interest rates.

Navigating Auto Loans: Banks Make it Easier than Ever

The financial landscape for car buyers has become much more favorable. Major commercial banks, including Nabil, Laxmi Sunrise, Global IME, Himalayan, Sanima, NMB, and Agricultural Development Bank, have set up dedicated stalls at the event to offer on-the-spot financing solutions.

The interest rates on these auto loans are currently ranging from a low of 6.23% to 8.25%, making vehicle ownership more accessible than ever. Most banks are providing loans for a tenure of up to 7 years, while Siddhartha Bank is even offering an extended term of 8 years.

This increased flexibility and lower interest environment are a direct result of improved liquidity in the banking sector and a recognized lower risk in auto loans compared to other credit sectors.

As Govinda Gurung, CEO of Agricultural Development Bank, explained, “The risk of bad loans is much lower in the automobile sector, so banks can provide cheaper financing.” This stability gives banks the confidence to offer more favorable terms, directly benefiting the consumer.

The Price of Convenience: Down Payments and EMI Breakdown

With so many models on display, calculating the potential down payment and EMI is a crucial step for any buyer. Here is a breakdown of the financial requirements for some of the most talked-about vehicles at the NADA Auto Show:

• XPeng G9: The premium XPeng G9, launched by CG Motors, is priced at Rs. 2.20 crores. To get your hands on this luxury EV, you’ll need a down payment of Rs. 88 lakhs. Based on a 7-year loan at a 7% fixed interest rate, your monthly EMI would be approximately Rs. 1,99,223.
• Jinpeng Entry: At the more affordable end of the spectrum, the Jinpeng Entry, priced at Rs. 18.99 lakhs, is an excellent option for new car owners. The down payment is just Rs. 7.59 lakhs, with a manageable monthly EMI of around Rs. 17,196.
• Deepal Lumin: Another great choice is the Deepal Lumin, which comes with a price tag of Rs. 22.99 lakhs. This requires a down payment of Rs. 9.19 lakhs, followed by a monthly EMI of about Rs. 20,818.
• BYD Atto-2: Cimex Inc. Pvt. Ltd. launched the highly-anticipated BYD Atto-2, an EV built with ultra-safe blade battery technology. Priced at Rs. 43.99 lakhs, this SUV with a 5-star safety rating requires a down payment of Rs. 17.59 lakhs and an EMI of Rs. 39,835.
• Geely EV Models: LRR Motors introduced two new Geely models: the EX5 Max and EX5 Pro. The EX5 Max, priced at Rs. 64.99 lakhs, requires a down payment of Rs. 25.99 lakhs and a monthly EMI of approximately Rs. 58,852. The EX5 Pro, at Rs. 54.99 lakhs, has a down payment of Rs. 21.99 lakhs and a monthly EMI of around Rs. 49,796.

These calculations provide a clear picture of what it takes to own a new vehicle in Nepal. The combination of competitive pricing, low down payment requirements, and favorable loan terms makes the NADA Auto Show a prime destination for anyone planning to buy a car.

Whether you’re a first-time buyer or looking to upgrade to a new EV, the show presents an excellent opportunity to explore all your options in one place and secure the best financial deal.

For more: NADA Auto Show 2025 loans