Nepal Life Investment Firm Forms: Strategic Diversification of Rs. 250B Funds
9th May 2025, Kathmandu
Nepal Life Insurance, the leading life insurer in the country, has officially started operations of its new subsidiary, Nepal Life Investment Company Limited. The new firm aims to improve investment performance and diversify insurance funds worth over Rs. 250 billion.
Nepal Life Investment Firm Forms
Grand Opening at Kamalpokhari
The company opened its central office on the third floor of City Center, Kamalpokhari. Govind Lal Sanghai, Chairman of Nepal Life’s Board of Directors, inaugurated the office. The ceremony also featured top executives from Nepal Life and regulatory bodies.
Sanghai said the firm was established to ensure better returns on investment. He stressed that low interest rates on savings made it necessary to explore alternative investment options.
Strong Capital Base
Nepal Life has set up the investment company with authorized capital of Rs. 5 billion and paid-up capital of Rs. 1.8 billion. The company is structured as a public limited firm.
Its goal is to manage Nepal Life’s massive insurance fund effectively. It aims to protect capital, diversify investments, and generate solid returns. The company plans to focus on both traditional sectors and high-growth opportunities.
CEO Parajuli Highlights Purpose
Praveen Raman Parajuli, CEO of Nepal Life Insurance, said the new venture will support the company’s long-term financial goals. He noted that the Insurance Act encourages investment in productive sectors.
“We created this firm to seize new opportunities and align with national regulations,” he said. Parajuli emphasized the company’s strategy: prioritize safety, maximize returns, and invest based on thorough research.
Expert Leadership
Subash Thapa will lead the new company as its CEO. Thapa is a seasoned professional and former Deputy CEO of NIMB S Capital.
He said the investment company will bring new energy to Nepal’s insurance sector. Thapa committed to choosing sectors only after careful analysis.
“We’ll focus on sustainable returns, not quick gains,” he said. “Our job is to grow the fund while protecting policyholders’ money.”
Focus on High-Potential Sectors
Thapa explained that the firm will invest in promising sectors like tourism, energy, and education. However, he added that every investment decision will depend on sector performance and risk analysis.
Nepal Life wants to reward its policyholders and shareholders with strong returns and attractive bonuses.
Regulatory Support
At the opening ceremony, Sushildev Subedi, Executive Director of the Nepal Insurance Authority (NIA), shared his thoughts. He stressed that putting all funds into one sector is risky.
“Diversifying investment reduces risk,” Subedi said. He advised Nepal Life to use skilled professionals and modern technology in its investment process.
Subedi also welcomed the move and said it aligns with the NIA’s goals of encouraging smart investments across different sectors.
A Future-Focused Strategy
Kamlesh Kumar Agrawal, Chairman of Nepal Life Investment Company, echoed the importance of diversification. He said the company will follow NIA guidelines and only invest after careful study.
“We’re not investing just anywhere. We’ll choose sectors with the best returns,” he said. Agrawal wants the firm to become a national example of smart, diversified investing.
A Milestone for Nepal Life
Nepal Life’s Chairman, Govind Lal Sanghai described the company as a special initiative. He said that although it’s a subsidiary, the investment company operates with a distinct identity.
“This move strengthens our commitment to financial innovation,” he said. Sanghai added that the firm will focus on growing Nepal Life’s business value and net worth.
Commitment to Policyholders
Nepal Life’s new company has a clear vision. It wants to grow insurance funds in smart and responsible ways. The goal is to benefit the people who trust Nepal Life — the policyholders and shareholders.
CEO Parajuli said the company has always aimed to deliver strong returns. Now, with the investment company, Nepal Life is better equipped to do just that.
“We have always honored our policyholders’ trust,” Parajuli said. “Now, we are taking that trust to the next level — by managing their money with greater care and expertise.”
For more: Nepal Life Investment Firm Forms