Nepal Life Samriddhi Lagani Yojana Unit Sale Period Extended
23rd January 2026, Kathmandu
The unit sale period of the Nepal Life Samriddhi Lagani Yojana, a new collective investment scheme operated under the Nepal Life Mutual Fund, has been officially extended. This mutual fund is promoted by Nepal Life Insurance Company Limited and managed by its subsidiary, Nepal Life Capital Limited. The units have been available for public subscription since Magh 4, 2082 (January 18, 2026).
Nepal Life Samriddhi Lagani
Earlier, the issuance was scheduled to conclude on Magh 8. However, due to the scheme not receiving sufficient applications within the initial four-day window, the management has decided to extend the sale duration until Magh 18, 2082 (February 1, 2026). Nepal Life Capital has clarified that if full demand is met before the new deadline, the issue may be closed earlier on any day to comply with the Securities Board of Nepal (SEBON) regulations.
Fund Structure and Unit Allocation Breakdown
Under this new investment scheme, the fund is issuing a total of 160 million (16 crore) units at a face value of 10 rupees per unit, totaling a fund size of 1.6 billion rupees. This is the first closed-end mutual fund scheme launched by Nepal Life Capital and carries a tenure of ten years from the date of allocation.
To ensure the stability and professional backing of the fund, a minimum of 24 million units—equivalent to 15 percent of the total issue—have been reserved as seed capital. The distribution of this seed capital is as follows:
Fund Promoter (Nepal Life Insurance): 14 percent or 22.4 million units (2 crore 24 lakh).
Plan Manager (Nepal Life Capital): 1 percent or 1.6 million units (16 lakh).
The remaining 136 million units (13 crore 60 lakh) are now open for subscription by the general public and institutional investors. Investors can participate with a minimum investment of 1,000 rupees (100 units) and a maximum subscription of 1.6 billion rupees (16 million units).
Investment Strategy and Market Positioning
Nepal Life Samriddhi Lagani Yojana is designed as a closed-end equity-oriented fund. According to the fund prospectus, the capital raised will be diversified across various financial instruments to maximize returns for unit holders. These include:
Listed Equities: Investing in high-performing shares of commercial banks, hydropower companies, and insurance firms listed on the Nepal Stock Exchange (NEPSE).
Publicly Issued Securities: Participating in IPOs and FPOs of emerging companies.
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Money Market Instruments: Investing in treasury bills and short-term government bonds to ensure liquidity and stability.
Fixed Deposits: Keeping a portion of the fund in term deposits of “A” class commercial banks to secure fixed interest income.
ICRA Nepal Limited has assigned a credit rating of [ICRANP-IR] AA- to the fund promoter, indicating a high degree of safety regarding the timely servicing of financial obligations. The plan manager, Nepal Life Capital, has received an [ICRANP] AMC Quality 3 (AMC3) rating, which denotes adequate assurance on management quality.
How to Apply for Units
As of the latest data from CDS and Clearing Limited (CDSC), over 72,801 applicants have already applied for approximately 108 million units, totaling 1.08 billion rupees. This means the fund is already significantly subscribed but still has room for more participants.
Interested investors can submit their applications through the following channels:
ASBA Service Providers: All commercial and development banks participating in the ASBA service can process manual applications.
Mero Share Online: The most convenient method is via the Mero Share web portal or mobile app using the C-ASBA system from the comfort of your home.
Conclusion: A Strategic Wealth-Building Opportunity
The Nepal Life Samriddhi Lagani Yojana represents a significant addition to the growing mutual fund market in Nepal. For retail investors who may lack the time or expertise to analyze individual stocks on NEPSE, this fund offers a professionally managed alternative. By pooling resources, the fund can access diversified investment opportunities that might be out of reach for smaller, individual investors.
The extension of the unit sale period until Magh 18 provides a final window for those who missed the initial deadline to participate in the debut mutual fund from the largest life insurer of Nepal. As the country moves toward a more mature capital market, such collective investment schemes are expected to play a vital role in long-term wealth creation for Nepali citizens.
For More: Nepal Life Samriddhi Lagani
