10th July 2025, Kathmandu
Nepal SBI Bank has launched a digital facility that allows customers to book IRCTC train tickets and pay directly through its Internet Banking (iBanking) system. This new service bridges the gap between Nepalese travelers and the Indian Railway ticketing system, offering a fast, reliable, and cross-border digital solution.
Nepal SBI IRCTC Online Payment
Now, IRCTC ticket booking from Nepal is more accessible than ever. Customers with an NSBL Internet Banking account can pay for Indian railway e-tickets directly from Nepal without using Indian bank accounts or third-party services.
Step-by-Step Guide to Book Indian Railway Tickets From Nepal
Activate Nepal SBI Bank Internet Banking
To begin, open an Internet Banking account at Nepal SBI Bank. Visit your nearest branch and request iBanking activation. Once the service is enabled, you’re ready to pay for IRCTC tickets using NSBL iBanking.
Create an IRCTC User Account
Visit the official IRCTC portal. Click the “SIGNUP” link and fill in required details: name, address (Nepal), 10-digit mobile number, valid 6-digit postal code, and email ID.
After submitting the form, IRCTC sends a confirmation email. Activate your account by verifying your mobile number and email. Once verified, you’ll receive your IRCTC user ID and can begin booking Indian Railway e-tickets.
IRCTC Train Ticket Booking Process for Nepalese Users
Log In and Search for Trains
Use your IRCTC credentials to log in. Go to the “Plan My Travel” page. Enter the source station, destination, date of journey, ticket type (E-Ticket), and quota (General or Tatkal).
Click on “Find Trains.” A list of trains operating on the chosen route and date will appear. Choose your preferred train and class – Sleeper, General, Chair Car, or AC.
If seats are available, click “Book” and fill in the passenger details – name, age, gender, and berth preference.
Make Secure IRCTC Payment via NSBL Internet Banking
You’ll be directed to the IRCTC payment gateway. Choose “Net Banking” and then select “Nepal SBI Bank Limited” from the dropdown menu.
Click “Make Payment.” You will be redirected to the NSBL Internet Banking login page. Enter your username, password, and transaction password to complete the payment securely.
After successful payment, your confirmed IRCTC train ticket will appear. You can print it or check it later in your IRCTC booking history.
NSBL as Payment Gateway – What You Should Know?
Nepal SBI Bank acts solely as a payment facilitator for IRCTC bookings. It does not manage seat availability, reservation status, or train schedules. All these services are controlled by Indian Railways and IRCTC.
For train updates, seat confirmation, and PNR status, users must visit the IRCTC website regularly. If the train is delayed, canceled, or rescheduled, IRCTC will provide updates.
IRCTC Refunds and NSBL Service Charges
Nepal SBI Bank charges NPR 19.00 per successful IRCTC transaction done via Internet Banking. This fee is non-refundable in regular ticket cancellations.
However, if a technical issue on the IRCTC side prevents ticket generation after successful payment, Nepal SBI Bank will refund the full amount including NPR 19, once confirmation is received from IRCTC.
Refunds for canceled tickets are based on IRCTC’s cancellation policy. The refunded amount, minus applicable charges, will be automatically credited to the user’s NSBL bank account.
Why This Service Is a Game-Changer For Nepali Travelers?
This IRCTC ticket booking integration with NSBL Internet Banking saves time and eliminates dependency on Indian financial institutions.
It’s a major upgrade for:
Tourists visiting India
Students studying across the border
Medical travelers heading to Indian hospitals
Pilgrims traveling to spiritual destinations
Business professionals attending meetings and trade expos
Also, Tatkal ticket booking from Nepal is now easier, especially for last-minute travel. This feature can be used a day before the travel date, just like in India.
Cross-Border Digital Banking Made Simple
This service reflects how Nepal SBI Bank is driving digital transformation in Nepal’s banking system. It also strengthens financial connectivity between Nepal and India.
Customers enjoy a fast, transparent, and secure experience. The ticketing process is completed entirely online—no physical visits, no middlemen.
For users unfamiliar with the system, Nepal SBI Bank recommends checking IRCTC FAQs and Terms & Conditions on both the NSBL and IRCTC websites.
Conclusion: Book Indian Railway Tickets Easily From Nepal
With this service, IRCTC e-ticket booking from Nepal becomes a hassle-free experience. Travelers can now enjoy the ease of paying through Nepal SBI Bank’s secure online banking portal.
The collaboration ensures that cross-border train travel is more efficient, reliable, and digitally empowered. Whether it’s for business, health, education, or tourism, this service brings Indian Railway ticketing to Nepalese fingertips.
For more:- Nepal SBI IRCTC Online Payment