26th October 2025, Kathmandu
In the age of digital banking, protecting your personal and financial information is a shared responsibility. NIC Asia Bank is committed to providing a secure digital environment, but your vigilance is the first and strongest line of defense.
NIC Asia Cybersafety Tips
By following the top 5 NIC Asia Cybersafety Tips, you can significantly protect your funds and personal data from prevalent online threats like phishing, vishing, and identity theft.
The Core 5 Tips for NIC Asia Cybersafety
These essential practices, championed by NIC Asia Bank, form the foundation of secure online banking:
1. Never Share OTPs (One-Time Passwords)
Your One-Time Password (OTP) is the final authorization for your transactions. No bank representative, not even from NIC Asia Bank, will ever call or email you asking for your OTP, PIN, or any other sensitive login detail.
Treat your OTP as a virtual key to your vault; sharing it grants immediate, irreversible access to your funds.
2. Use Strong Passwords + Enable 2FA
The combination of a strong, unique password and Two-Factor Authentication (2FA) is crucial.
Strong Password: Use a mix of uppercase and lowercase letters, numbers, and special characters. Avoid using easily guessable information like your name or birthday.
Enable 2FA: Always enable the second layer of security, such as an SMS code or Authenticator App, on your NIC Asia MoBank and iTouch/Internet Banking accounts, as well as your email.
3. Beware of Phishing and Vishing Scams
Phishing (via email/SMS) and Vishing (via phone call) are the primary methods criminals use to trick you.
Phishing: Be skeptical of any unsolicited email or text message that creates a sense of urgency or asks you to click a link to “verify” or “update” your account details. Never click links or download attachments from unknown senders.
Vishing: If someone calls claiming to be from the bank and asks for your credentials, hang up immediately. NIC Asia will never ask for your password or OTP over the phone.
4. Use Official Apps Only
To ensure you are using a legitimate and secure platform:
Download apps like NIC Asia MoBank only from the official Google Play Store or Apple App Store.
Verify that the developer name is listed as NIC Asia Bank.
Avoid downloading banking-related software from third-party websites or direct links sent via message.
5. Verify Suspicious Messages Before Responding
If you receive any suspicious message, call, or email, even if it appears to be from NIC Asia Bank, always verify its authenticity before taking any action.
Do not reply to the message or call the number provided.
Instead, independently call the official NIC Asia Customer Care number (01-5970101) to confirm the message’s validity. This simple step can prevent a major financial loss.
NIC Asia Bank: Your Secure Banking Partner
NIC Asia Bank is dedicated to securing your digital journey and promoting a #DigitalFirst culture with robust security measures. As a bank with 28 Years of Excellence, we are not just your bank, but your friend (बैंक पनि साथी पनि, राम्रो पनि हाम्रो पनि) in the digital realm.
For any security concerns or to report a suspected fraud, please contact us immediately:
Customer Care: 01-5970101
Email: customercare@nicasiabank.com
For more: NIC Asia Cybersafety Tips