NIC ASIA MoBank App: Best Secure Mobile Banking Solution For Nepal Users
4th July 2025, Kathmandu
NIC ASIA Bank has launched a user-friendly and secure Mobile Banking platform called the MoBank app. This app lets customers access their bank accounts through their smartphones. It provides real-time transaction services with true convenience — anytime, anywhere. The mobile app helps users manage their accounts easily and securely. It also offers quick access to the bank’s products and services directly from the phone.
NIC ASIA MoBank App
Key Features
The MoBank app offers many features for seamless banking:
Account Inquiry: Customers can check account balances and transaction history anytime.
QR Payment: Users can scan QR codes to make instant payments.
Utility and Bill Payments: The app supports bill payments including NTC Landline and NTC GSM Postpaid.
Fund Transfers: Users can transfer funds between registered accounts or to any NIC ASIA customer account.
IPO Application: Customers can apply for IPOs conveniently through the app.
Remittance Services: The app allows sending remittance easily.
Mini Statement: View recent transactions without visiting the bank.
Mobile Recharge: Recharge NTC GSM and CDMA prepaid numbers directly.
Merchant Payments: Enjoy payments with attractive discounts and cashback offers.
Foreign Exchange Rate Inquiry: Check current foreign exchange rates anytime.
Customer Support: Dedicated help and support available within the app.
Security Features
NIC ASIA prioritizes security in its mobile banking service. The MoBank app uses 128-bit SSL encryption. This ensures all data and transactions remain safe and private. The app also requires users to verify their mobile number via SMS. Users set up a strong password and a 4-digit transaction PIN. These steps help protect accounts from unauthorized access.
How To Activate NIC ASIA MoBank App?
Activation is simple and quick. Customers download the app from Google Play Store or Apple App Store. After opening the app, tap on “Unable to Login” to start the activation process. Then:
Tap “Activate Account” and proceed.
Read and accept the Terms and Conditions.
Allow SMS permission for mobile number verification.
The app will redirect to SMS application to send an automatic verification message.
After verification, an OTP code will be sent via SMS.
Enter the OTP code in the app and continue.
Set a new password and proceed.
Create a 4-digit transaction PIN to finalize activation.
After these steps, your mobile banking account is ready for use.
Transaction Limits For MoBank And Other Services
NIC ASIA sets daily, monthly, and per-transaction limits to keep transactions secure and manageable. For the MoBank app, the daily and per-transaction limits are NPR 300,000, with a monthly limit of NPR 6,000,000. Web app payments (excluding fund transfers) allow up to NPR 1,000,000 per transaction and daily, with a monthly limit of NPR 6,000,000.
For web app fund transfers, customers can transact NPR 1,000,000 per transaction and per day, with a higher monthly limit of NPR 20,000,000. Internet banking and iTouch users have limits of NPR 1,000,000 per transaction and per day, and their monthly limit reaches up to NPR 30,000,000.
It is important to note that these limits do not apply to transfers between accounts owned by the same customer or government-related transactions. Also, merchant payments, including QR payments made through the web app, have their own limits aligned with the payment thresholds to maintain secure and efficient handling.
Continuous Improvement And Scope
NIC ASIA Bank constantly updates its mobile banking services. The bank expands features based on market trends and customer feedback. The current services represent a strong foundation, but future updates will bring more options.
The MoBank app is designed to meet diverse customer needs. It aims to make banking easier, faster, and more secure for everyone.
Why Choose NIC ASIA Mobile Banking?
NIC ASIA Mobile Banking offers:
Convenience: Access your account anytime, anywhere from your mobile phone.
Comprehensive Features: Manage funds, pay bills, apply for IPOs, and recharge phones.
Security: 128-bit SSL encryption and multiple verification steps protect your data.
Customer Support: Help is available directly in the app.
Attractive Offers: Discounts and cashback on merchant payments and QR payments.
These features make NIC ASIA MoBank a reliable and efficient banking solution for today’s digital world.
Conclusion
NIC ASIA Bank’s mobile banking platform is a powerful tool. It empowers customers to take control of their finances with ease and security. From fund transfers and bill payments to remittance and foreign exchange inquiry, the app covers all essential banking needs.
The clear activation process and strong security protocols ensure a smooth user experience. With ongoing updates, NIC ASIA is committed to providing modern banking solutions that keep pace with customer demands.
For more:- NIC ASIA MoBank App
