NIC Asia Sathi Home Loan in Nepal | Up to NPR 3 Crores Financing

1st September 2025, Kathmandu

Owning a dream home in Nepal is no longer just a vision—it can now be a reality with NIC Asia Bank’s Sathi Home Loan. With loan amounts reaching up to NPR 3 crores, this scheme is designed to empower individuals and families to purchase or construct their ideal house, apartment, or even acquire land.

NIC Asia Sathi Home Loan Nepal

Living up to its motto, “Your Dream, Our Support,” NIC Asia Bank aims to make homeownership accessible, flexible, and affordable for everyone.

Flexible and Accessible Financing

The NIC Asia Sathi Home Loan is tailored with customer needs in mind. Applicants can access financing starting from NPR 50 lakhs, making it suitable for a variety of property values across Nepal. The loan offers a repayment tenure of up to 25 years, allowing borrowers to manage their finances with ease and pay through affordable monthly installments.

In addition, the bank ensures an easy and transparent application process, giving customers confidence and clarity from the very start. This streamlined approach helps families move closer to their dream homes without unnecessary delays or complications.

Tailored Loan-to-Value Ratios

One of the most attractive features of the Sathi Home Loan is its flexible Loan-to-Value (LTV) ratio:

First-time homebuyers or individuals building a new home can access up to 80% of the property’s collateral value.

Other applicants can secure up to 70% of the collateral value.

This tiered approach ensures inclusivity, allowing both new buyers and experienced property owners to benefit from the scheme.

Why Choose NIC Asia Sathi Home Loan?

High loan limit: Up to NPR 3 crores.

Affordable repayment: Long tenure of up to 25 years.

Customer-focused: Simple, transparent application process.

Flexible financing: Different LTV ratios to suit varying borrower needs.

Conclusion

The NIC Asia Sathi Home Loan is more than just financial support—it is a partner in realizing your homeownership dreams. Whether you are purchasing your first apartment, building your dream house, or investing in land, NIC Asia Bank stands by your side with flexible, accessible, and affordable financing.

With this scheme, homeownership in Nepal is now within your reach.

For more: NIC Asia Sathi Home Loan Nepal