26th October 2025, Kathmandu
While technological advancements have made banking services smooth and accessible, the misuse of this technology by individuals attempting to deceive, cheat, and trap the general public is on the rise.
NIC Asia Scam Alert
In light of new waves of financial cybercrime, NIC Asia Bank places the highest priority on the security of its customers. It is essential to follow these crucial cybersecurity tips (NIC Asia Scam Alert) issued by the bank to protect your personal and financial information.
NIC Asia Scam Alert: How to Avoid Fraud?
Scammers frequently use social media and various digital platforms, employing tempting offers or scare tactics to trick customers. To avoid becoming a victim, pay close attention to the following:
Golden Rule: Do Not Transfer Funds Upon Request!
PROTECT YOURSELF FROM SCAMMERS! Never make the mistake of immediately transferring funds (Do Not Transfer Fund) based on a request. Be suspicious of messages that claim, “You have won a lottery,” or “Your account is being suspended.”
Be Wary of Requests Received Through These Channels:
Facebook, WhatsApp, Viber, Instagram:
Requests for money received through social media or messaging apps, even if they appear to be from a known person or organization, are often a scam. Before sending any money, verify the identity of the person by calling them through an independent channel.
False Promises (Claim Your Prize):
Do not fall for traps that send you congratulatory messages asking for confidential information or money to claim a prize or lottery.
Top 5 Cyber Safety Tips for Secure Banking
Awareness and education are the first line of defense. Embrace the highest standards of digital safety by adopting these 5 key practices:
| Safety Tip | Why It Is Crucial |
| 1. Never Share OTPs (One-Time Passwords) | Your OTP is the final secret code that confirms your transaction. Not even a bank employee will ask for your OTP. Sharing it is like handing over the key to your vault. |
| 2. Strong Passwords + Enable 2FA | Use a strong, mixed-character password and make sure to activate the second layer of security, Two-Factor Authentication (2FA), on your NIC Asia accounts and email. |
| 3. Beware of Phishing | Be vigilant against fake emails or messages pretending to be from your bank or government. These are phishing attempts. Never click on suspicious links. |
| 4. Use Official Apps Only | Only download banking apps like NIC Asia MoBank from the official Google Play Store or Apple App Store. Verify the developer is NIC Asia Bank. |
| 5. Verify Suspicious Messages | If you receive any suspicious call or message, do not respond directly. Instead, call the official NIC Asia Customer Care number to verify the message’s legitimacy. |
The Bank’s Commitment and Your Responsibility
“With technological development, the tendency to deceive, cheating, and trap the general public by misusing technology is increasing. Therefore, let’s be vigilant against such abnormalities and make the best use of technology.”
NIC Asia Bank regularly conducts cybersecurity assessments, information security audits, and cybersecurity drills to strengthen its system. However, your #Awareness remains the most important tool.
Your Bank, Your Friend: The bank is a friend, good and ours as well (बैंक पनि साथी पनि, राम्रो पनि हाम्रो पनि). Always keep these tips in mind for secure banking.
Contact immediately if you suspect fraud:
CUSTOMER CARE: 01-5970101
Email: customercare@nicasiabank.com
For more: NIC Asia Scam Alert