NIMB SME Loan Nepal: Fuel Your Business Growth, Empower the Nation
17th June 2025, Kathmandu
Empowering Your Business & Nation: Formal Banking, Local Growth, and Economic Self-Sufficiency. Bring your business into the formal banking channel and unlock its full potential. By utilizing local resources and fostering self-sufficiency, your business can play a vital role in uplifting the national economy.
NIMB SME Loan Nepal
Formalizing your banking allows for improved balance of payments and contributes directly to the creation of employment opportunities within the country. Join us in building a stronger, more independent economy.
Business Loans: Fueling Your Growth in Nepal
Looking for flexible financing solutions to power your business in Nepal? We offer a comprehensive suite of business loans designed to meet your unique needs, from day-to-day operations to long-term investments and international trade.
Overdraft Facility: Flexible Working Capital
Our Overdraft Facility is a convenient, one-year revolving credit line designed to bridge your daily cash flow gaps. Ideal for managing working capital requirements, it helps fund current assets, cover overheads, and manage administrative expenses, ensuring your business runs smoothly.
Long Term Loan (LTL) / Medium Term Loan (MTL): Invest in Your Future
Dreaming of expansion or upgrading your infrastructure? Our Long Term Loan (LTL) and Medium Term Loan (MTL) provide installment-based financing, typically for 5 to 10 years. These loans are perfect for investing in tangible and non-tangible fixed assets, such as:
Business-related construction, renovation, or building extension
Purchase of new plant & machinery
- Acquisition of essential software and technology
Short Term Loan (STL): Seasonal Support
Need a quick boost for seasonal demands? Our Short Term Loan (STL) is a working capital credit facility with a tenure of less than 1 year. It’s specifically designed to meet your seasonal short-period working capital requirements, ensuring you can capitalize on every opportunity.
Working Capital Loan (WCL) & Cash Credit Loan (CCL): Core Operational Funding
Both our Working Capital Loan (WCL) and Cash Credit Loan (CCL) are essential tools to finance the day-to-day operational needs of your firm or company, ensuring smooth and uninterrupted business flow.
Trust Receipt Loan: Seamless Import Financing
Facilitate your international imports with our Trust Receipt Loan. This loan is offered to finance imports made through various channels like Letter of Credit (LC), DAP/DAA/CAD, and Telex Transfer (TT), all in compliance with the directives of Nepal Rastra Bank, the Central Bank.
Packing Credit: Empowering Exporters
For our valued exporters, Packing Credit provides crucial financing for the purchase or import of raw materials, processing, and packing of goods destined for export. This loan effectively bridges the cash flow gap during manufacturing, packing, and pre-shipment stages, ensuring your export operations run without a hitch.
Import/Export Loan: Global Trade Solutions
Engage in international trade with confidence. We offer various Import / Export Loans specifically designed to finance your global transactions, adhering strictly to the directions set by Nepal Rastra Bank, the Central Bank of Nepal.
Beyond Banking: Benefits & Objectives
Our financial services offer substantial benefits:
Small loans empower entrepreneurs to start and expand businesses.
Savings help families build assets for education and home improvements.
Insurance products provide crucial medical care support.
Money transfers enable easy cross-border remittances.
The core objectives are centered on financial inclusion:
Integrating diverse community members into the banking system.
Reaching unexplored and rural areas to extend financial access.
Boosting financial literacy and awareness in rural communities.
Inculcating banking and savings habits where services are lacking.
Meeting the Central Bank’s requirement of extending 5% of our loan portfolio to the deprived sector.
Ultimately, uplifting the living standards of rural segments by providing essential banking services.
For More Details: NIMB SME Loan Nepal
