NIMB Triple Benefit Plus: Savings, Demat & Broker In One

24th July 2025, Kathmandu

NIMB Triple Benefit Plus

Nepal Investment Mega Bank Limited (NIMB) has introduced a revolutionary financial product, the Triple Benefit Plus Savings Account, designed to cater to the multifaceted needs of modern Nepali citizens. This innovative account goes beyond traditional savings, seamlessly integrating a savings account, a Demat account, and a broker account into a single, powerful platform. For individuals looking to not only save securely but also actively participate in the burgeoning Nepali stock market, this account offers an unparalleled “one-window” solution, streamlining financial management and investment opportunities.

The Core Purpose: More Than Just a Savings Account

At its heart, the Triple Benefit Plus Savings Account fulfills the fundamental role of any savings account: providing a secure, low-risk environment for depositing funds while earning competitive interest rates. However, NIMB has significantly enhanced this basic premise. The account is strategically designed to foster financial growth, encourage robust investment participation, and ensure effortless digital banking access for a diverse range of customers, regardless of their age or income bracket. It represents NIMB’s commitment to empowering its customers with comprehensive financial tools that adapt to their evolving lifestyles and investment aspirations.

The Power of Triple Integration: Savings, Demat, and Broker All in One

What truly distinguishes the Triple Benefit Plus Savings Account in the Nepali banking landscape is its unprecedented triple integration. This unique feature offers a holistic approach to financial management, particularly for those involved in the stock market. Customers can effortlessly:

Open a Demat Account: This crucial component allows for the secure electronic holding of shares, eliminating the need for physical share certificates and simplifying the share transfer process.

Set up a Broker Account: This enables direct trading on the Nepal Stock Exchange (NEPSE), allowing users to buy and sell shares seamlessly.

Utilize the Savings Account: This serves as the central hub for regular deposits, withdrawals, and efficient fund management, including linking directly to your investment activities.

This ingenious integration means that customers can buy, sell, and manage their share portfolios with remarkable ease, all while continuing to enjoy the full benefits and security of a traditional savings product. It simplifies the entire investment journey, from receiving dividends to participating in Initial Public Offerings (IPOs) and secondary market trading.

Comprehensive Features at Your Fingertips

The Triple Benefit Plus Savings Account is replete with features designed to maximize convenience and value:

Minimal Balance Requirement: Accessible to a broad audience with a low minimum balance requirement of just NPR 500.

Free Essential Services: Enjoy complimentary registration for a Demat account, Mero Share, and a Broker account, significantly reducing initial investment costs.

C-ASBA and CRN Registration: Essential for applying for IPOs and other public issues, included free of charge.

Convenient Banking Tools: Receive a free chequebook upon request and benefit from a free subscription to NIMB Smart mobile banking app for on-the-go transactions.

Flexible Card Options: Choose between VISA and MasterCard debit cards, and gain eligibility to apply for an NIMB credit card for added financial flexibility.

Attractive Safe Deposit Locker Rates: Secure your valuables with competitive rates on safe deposit lockers.

Advanced Digital Payments: Utilize online payment features for a wide array of goods, services, and bill payments, coupled with free registration for E-Commerce services.

International Payment Solutions: Access a Virtual Dollar Prepaid Card (requires PAN) for international online transactions and an NIMB Travel Card for hassle-free international travel (excluding India/Bhutan).

Innovative Payment Technology: Experience the convenience of NIMB Paywear for tap-and-go payments via contactless POS terminals.

Comprehensive Online Access: Manage your account effectively through the NIMB Smart Portal, offering a complete overview and transaction capabilities from your desktop.

Seamless Fund Transfers: Facilitate easy fund transfers within NIMB accounts and to other banks via Connect IPS.

Investment Opportunities: Enjoy the flexibility to open Fixed Deposits directly through the same account and apply for IPOs, Systematic Investment Plans (SIPs), and Portfolio Management Services (PMS) directly through NIMB branches.

Exclusive Discounts: Benefit from attractive discounts from NIMB’s partner merchants, adding extra value to your banking experience.

Who is the Ideal Customer for This Account?

The Triple Benefit Plus Savings Account is meticulously crafted for a diverse clientele:

Active Investors: Individuals who are currently investing or have plans to venture into the primary or secondary stock markets will find this account indispensable due to its integrated Demat and broker services.

Students and Professionals: Anyone seeking a secure savings option combined with the flexibility of modern banking tools will benefit from its features.

Frequent Travelers: Individuals who travel internationally will appreciate the added convenience of the Virtual Dollar Prepaid Card and NIMB Travel Card.

Digital-First Users: Anyone who prefers a streamlined, digital-first banking experience with extensive online and mobile capabilities will find this account highly appealing.

Simplified Account Opening Requirements

• Opening the Triple Benefit Plus Savings Account is straightforward. Prospective customers will need to provide:
• Your Citizenship certificate (original and photocopy).
• Two recent passport-sized photographs.

Convenient Account Opening Options

NIMB offers two flexible methods for opening your Triple Benefit Plus Savings Account:

1. Visit a Branch
Customers can visit any nearest NIMB branch, where dedicated staff will provide comprehensive guidance through the account opening process. This includes filling out the:

• Account Opening Form: Detailing basic personal information, nominee particulars, and selection of desired banking services.
• Know Your Customer (KYC) Form: Requiring details such as address, identification information, occupation, income sources, and a declaration of any other banking activities.

For the integrated Demat and broker accounts, two additional, simplified forms will need to be completed. To find the most convenient branch, customers can utilize the NIMB Branch Locator.

2. Open via Video Conference
Embracing digital innovation, NIMB provides a fully digital video account opening service, allowing customers to open their account from the comfort of their home or office. Simply navigate to the “Open via Video Assistant” link on the NIMB website to book a video appointment. Before your scheduled call, ensure you are prepared with:

• A quiet room with a plain background to ensure clarity and privacy during the video call.
• A device equipped with a camera and microphone for seamless communication.
• A stable internet connection to avoid interruptions.
• A white paper and a black ink pen for capturing your signature electronically.

Upon successful completion of the video conference and verification, customers will receive their account details via email, initiating their banking journey with NIMB.

Final Thoughts: A Complete Financial Ecosystem

The Triple Benefit Plus Savings Account from Nepal Investment Mega Bank is far more than just a place to store money; it’s a complete financial gateway designed for the modern Nepali individual. Whether your goal is to save securely for the future, invest confidently in the dynamic stock market, or simply enjoy a seamless and comprehensive digital banking experience, this product is meticulously crafted to meet your evolving needs with unparalleled convenience, accessibility, and intrinsic value.

Don’t miss out on the opportunity to consolidate your financial life and empower your investment journey. Interested individuals are encouraged to get started today by visiting their nearest NIMB branch or conveniently applying online through the innovative video assistance service. Unlock the triple benefits and step into a new era of integrated banking with NIMB.

Read More: NIMB Triple Benefit Plus