RBB Contactless VISA Credit Card: Benefits & Wide Acceptance In Nepal, India, and Bhutan
4th July 2025, Kathmandu
Rastriya Banijya Bank (RBB) offers a versatile contactless VISA credit card. This card works smoothly in Nepal, India, and Bhutan. It allows users to make secure digital payments easily. The card supports transactions at ATMs, POS terminals, and online stores. Additionally, it enables e-commerce purchases in Nepalese Rupees (NPR), enhancing convenience for users.
RBB Contactless VISA Credit Card
Wide Acceptance And Usage
RBB Credit Card holders enjoy broad acceptance. You can use it at ATMs and POS machines across the three countries. Whether withdrawing cash or making purchases, this card works efficiently. Its e-commerce function supports online shopping in Nepal. The card makes cross-border transactions easier for travelers and businesses.
Key Features Of RBB Credit Card
The card comes with several attractive features. First, it is valid in Nepal, India, and Bhutan, making it ideal for frequent travelers. Second, it offers both POS and ATM acceptance, allowing cash withdrawals and payments.
Users benefit from a cash withdrawal facility up to 10% of their credit limit. The interest rate remains low, with competitive commissions. Moreover, RBB provides a maximum interest-free period of 45 days on purchases. This feature helps users manage expenses without immediate interest charges. The card’s validity extends up to five years, reducing renewal hassles.
Flexible Credit Limits
RBB Credit Cards have flexible credit limits, ranging from NPR 20,000 to NPR 500,000. This range suits various customer needs, from small expenses to higher-value purchases. Customers can choose a credit limit based on their financial profile and spending habits.
Billing and Payment Schedule
The billing cycle ends on the 23rd of each English calendar month. Cardholders receive statements on this date. Payments are due on the 8th or 9th of the following month. This gives a 15-day grace period to settle the dues. Timely payments help users avoid penalties and maintain good credit scores.
Transaction Limits For Security And Control
RBB sets transaction limits to protect customers and ensure responsible credit use. These limits vary by transaction type and country.
Cash Withdrawals in Nepal: Minimum NPR 500, maximum NPR 20,000 per transaction. Daily cash withdrawal limit is NPR 50,000, with the same monthly cap. Customers may perform up to 10 cash withdrawals daily and 100 monthly.
Cash Withdrawals in India and Bhutan: Minimum NPR 500, maximum NPR 16,000 per transaction. The daily limit is NPR 24,000, and monthly limit NPR 50,000. Transaction counts match Nepal limits.
Purchases in Nepal: Minimum NPR 100, maximum NPR 100,000 per transaction. Daily purchase limit is NPR 300,000; monthly limit is NPR 500,000. Cardholders can make up to 25 purchase transactions daily and 100 monthly.
Purchases in India and Bhutan: Minimum NPR 100, maximum NPR 160,000 per transaction. Both daily and monthly purchase limits are NPR 160,000, with the same transaction count limits.
Internet Transactions: No location restrictions. Minimum NPR 100, maximum NPR 100,000 per transaction. Daily limit is NPR 300,000, and monthly limit is NPR 100,000. Cardholders can perform up to 10 online transactions daily and 50 monthly.
Travel & Entertainment (T&E) Purchases in Nepal: Minimum NPR 100, maximum NPR 100,000 per transaction. Daily and monthly limits are NPR 100,000 and NPR 500,000, respectively.
T&E Purchases in India and Bhutan: Minimum NPR 100, maximum NPR 160,000 per transaction, with matching daily and monthly limits.
Easy Application And Processing
Applying for an RBB Credit Card is simple. Customers can visit any RBB branch for processing. The bank ensures a smooth application process with clear guidance. Support teams help customers select suitable credit limits and understand card benefits.
Contactless Payments And Security
RBB embraces modern banking technologies. The card supports contactless payments via Visa Paywear stickers, allowing quick tap-and-go transactions. This feature increases safety by reducing physical contact. The card uses secure encryption to protect user data and prevent fraud.
Benefits For Everyday Use
The RBB Credit Card offers many benefits. It is perfect for daily expenses, travel, entertainment, and online shopping. The card’s low interest rates and flexible payment terms help customers manage finances better. Additionally, the long validity reduces the need for frequent renewals.
Why Choose RBB Credit Card?
In summary, the RBB Credit Card provides secure, flexible, and widely accepted payment options. Its broad usage across Nepal, India, and Bhutan suits travelers and local customers. With its contactless feature, e-commerce support, and competitive interest rates, it offers convenience and safety.
Furthermore, RBB’s customer-centric approach ensures easy application and reliable service. Its multiple transaction limits protect customers and encourage responsible usage.
Conclusion
RBB Credit Card stands as a strong choice in Nepal’s competitive banking market. It blends technology, convenience, and financial flexibility for a seamless banking experience. Whether you need to shop locally, travel abroad, or manage your monthly expenses, this credit card meets those needs effectively.
For more:- RBB Contactless VISA Credit Card
