Digital Offerings Upgrade by Rastriya Banijya Bank (RBB)

14th November 2025, Kathmandu

Rastriya Banijya Bank (RBB) has significantly upgraded its digital offerings with RBB Digital Sansar, a unified platform providing banking services via both mobile application and web browsers.

RBB Digital Offerings Upgrade

Complementing this platform, the bank offers a range of Visa Debit Cards and Credit Cards, as well as the RBBL USSD Mobile Banking solution for basic phones without internet access.

RBB Digital Sansar: The Unified Digital Platform

RBB Digital Sansar serves as the central hub for the bank’s digital services, offering customers instant access to a comprehensive suite of banking functions anytime, anywhere.

Key Features and Services

The platform covers both informational and transactional banking needs:

• Account Access and Information: Customers can view account statements, available balances, transaction limits, interest rates, and forex rates.
• Transactional Services: Includes SendMoney for both internal (within RBB) and interbank transfers (NIFT, IPS), with options to save or schedule payments.
• Payments and Top-Ups: Facilitates top-up and various utility payments (electricity, water, TV, insurance, credit card bills), Government revenue payments, QR merchant payments (Scan and Pay via Fonepay), and third-party payments.
• Service Requests: Supports Fixed Deposit account opening, cheque book requests, registering interest in bank products/services, and booking appointments.
• Digital Counter Services: Offers eCash and eVoucher services, providing digital alternatives to traditional cash transactions.
• Support: Includes customer inquiries and dispute resolution for digital transactions, along with ATM and branch locator services.

RBB VISA Card Offerings

RBB provides secure, Chip-based Visa cards that are processed and issued through all RBB branches, linking directly to the customer’s bank account up to the available balance.

Debit Card Categories

Advertisement

RBB offers four distinct categories of Visa Debit Cards based on their geographical validity:

• Visa Domestic: Valid only within Nepal. (Note: Search results suggest this may include India and Bhutan, but the provided text limits it to Nepal).
• Visa India & Bhutan: Valid in Nepal, India, and Bhutan.
• Visa International: Valid worldwide.
• Visa Travel Quota: Valid worldwide, specifically issued against a foreign currency facility and requires a passport/ticket.

RBB Credit Card Features and Terms

The bank offers contactless VISA credit cards valid in Nepal, India, and Bhutan, with e-commerce transactions enabled in Nepalese Rupees (NPR).

• Validity: Valid in Nepal, India, and Bhutan.
• Usage: Accepted at POS and ATM terminals.
• Cash Withdrawal: Available up to 10 percent of the credit limit.
• Credit Period: Offers an interest-free credit period of up to 45 days on purchases.
• Financial Limits: Credit limits range from NPR 20,000 to NPR 500,000.

Billing Cycle:

• Billing/Statement Date: 23rd of every English month.
• Due Date: 8th or 9th of the next month (approximately 15 days after the statement date).

RBBL USSD Mobile Banking

RBBL USSD Mobile Banking provides a simple, internet-free solution for customers, ensuring accessibility even on basic mobile phones and in areas with poor internet connectivity.

Key Service Details

• Prerequisite: Customer must have an account at RBB.
• Accessibility: Can be used from anywhere without internet.
• Registration: A one-time registration is required at the bank.
• Cost: Annual registration fee is Rs. 50. (Note: Registration fee was free until the end of Chaitra 2078 B.S.).
• Availability: Currently available only for NTC customers.

The combination of the comprehensive RBB Digital Sansar platform, the multi-category Visa cards, and the accessible USSD service allows RBB to cater to the diverse digital banking needs of its customer base across Nepal.

For More: RBB Digital Offerings Upgrade